Skip to main content
Loading page
Philadelphia County/Philadelphia/19144

19144

ZIPSAFMR
Philadelphia County, PA
Zillow

ZIP Investment Score

223High yield potential

095130300
BRFMR
Eff. Rent
0 BR$1,290$1,360
1 BR$1,400$1,430
2 BR$1,670$1,620
3 BR$1,990$1,800
4 BR$2,190$1,760
5 BR$2,519Not available
6 BR$2,896Not available
7 BR$3,331Not available
8 BR$3,830Not available

Purchase Price Calculator

Maximum purchase price
$178,815

Cost breakdown

+Likely effective rent$1,620
HUD FMR$1,670
Market rentUsed$1,620
Est. payment standard (98%)$1,640
-Principal and interest-$904
Loan amount$143,052
Down payment$35,763
Rate6.50%
Term30 years
-Operating costs-$516
Property taxes-$179
Insurance-$175
Utilities$0
HOA$0
Management-$162
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$26,074(72.9% ROI)
Projected value
$192,564
Return breakdown
Property appreciation+$13,749
Loan principal paid down+$5,125
Rental cash flow+$7,200
5-year hold
+$44,637(124.8% ROI)
Projected value
$202,313
Return breakdown
Property appreciation+$23,498
Loan principal paid down+$9,140
Rental cash flow+$12,000
10-year hold
+$95,861(268.0% ROI)
Projected value
$228,898
Return breakdown
Property appreciation+$50,083
Loan principal paid down+$21,778
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
0.92
1 BR
0.97
2 BR
1.03
3 BR
1.11
4 BR
1.24
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 19144 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 19144 (Philadelphia, PA) is $1,670 a month. That is up 3.1% from $1,620 in FY 2026. Philadelphia is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 60 ZIP codes in Philadelphia County, 19144 has the 41st-highest two-bedroom rent (county range $1,350–$2,790). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 19144 is 47% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 19144
BedroomsFY 2027Change90–110% range
Studio$1,290+3.2%$1,161–$1,419
1BR$1,400+2.9%$1,260–$1,540
2BR$1,670+3.1%$1,503–$1,837
3BR$1,990+2.6%$1,791–$2,189
4BR$2,190+0.9%$1,971–$2,409

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 19144
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,290$1,400$1,670$1,990$2,190
FY 2026$1,250$1,360$1,620$1,940$2,170
FY 2025$1,200$1,330$1,580$1,900$2,160
FY 2024$1,180$1,310$1,570$1,900$2,190
FY 2023$1,000$1,130$1,360$1,660$1,920

Two-bedroom rent in nearby Philadelphia County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 19144
19138$1,590−4.8%
19139$1,560−6.6%
19140$1,510−9.6%
19141$1,400−16.2%
19142$1,680+0.6%
19143$1,720+3.0%
19144Current$1,670—
19145$1,830+9.6%
19146$2,410+44.3%
19147$2,420+44.9%
19148$1,950+16.8%
19149$1,900+13.8%

Questions about ZIP 19144 rents

How much will Section 8 pay for a two-bedroom in ZIP 19144?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,670, that basic range is $1,503 to $1,837 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 19144 in?

ZIP 19144 is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 19144 for FY 2027?

The two-bedroom FMR rose 3.1%, from $1,620 in FY 2026 to $1,670 in FY 2027. Since FY 2023 it has risen 22.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentPhiladelphia, PA fair market rentPA statewide rentsWhat is SAFMR?Data sources