77019
ZIPSAFMR
Harris County, TX
BRFMR
Eff. Rent
0 BR$1,920$1,670
1 BR$1,980$2,050
2 BR$2,360$2,510
3 BR$3,170$3,390
4 BR$3,960$4,280
5 BR$4,554
6 BR$5,237
7 BR$6,023
8 BR$6,926

Purchase Price Calculator

Maximum purchase price
$311,068

Cost breakdown

+Likely effective rent$2,510
HUD FMR$2,360
Market rent$2,590
Est. payment standard (106%)Used$2,510
Estimated payment standard is $2,510 (106% of FMR).
-Principal and interest-$1,573
Loan amount$248,855
Down payment$62,214
Rate6.50%
Term30 years
-Operating costs-$737
Property taxes-$311
Insurance-$175
Utilities$0
HOA$0
Management-$251
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$40,034(64.3% ROI)
Projected value
$334,987
Current value$311,068
Return breakdown
Property appreciation+$23,918
Loan principal paid down+$8,916
Rental cash flow+$7,200
5-year hold
+$68,776(110.5% ROI)
Projected value
$351,945
Current value$311,068
Return breakdown
Property appreciation+$40,877
Loan principal paid down+$15,899
Rental cash flow+$12,000
10-year hold
+$149,011(239.5% ROI)
Projected value
$398,194
Current value$311,068
Return breakdown
Property appreciation+$87,125
Loan principal paid down+$37,885
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.15ratio
FMR$1,920
Market$1,670
vs market+$250

FMR is above market; underwrite to market rent.

90% standard$1,728 / 1.03 ratio110% standard$2,112 / 1.26 ratio
1.15
1 BR
1 BR
0.95ratio
FMR$1,980
Market$2,090
vs market-$110

FMR is near market; voucher and private rents are aligned.

90% standard$1,782 / 0.85 ratio110% standard$2,178 / 1.04 ratio
0.95
2 BR
2 BR
0.91ratio
FMR$2,360
Market$2,590
vs market-$230

FMR is near market; voucher and private rents are aligned.

90% standard$2,124 / 0.82 ratio110% standard$2,596 / 1.00 ratio
0.91
3 BR
3 BR
0.90ratio
FMR$3,170
Market$3,510
vs market-$340

FMR is near market; voucher and private rents are aligned.

90% standard$2,853 / 0.81 ratio110% standard$3,487 / 0.99 ratio
0.90
4 BR
4 BR
0.89ratio
FMR$3,960
Market$4,450
vs market-$490

FMR is below market; voucher rent may lag private rents.

90% standard$3,564 / 0.80 ratio110% standard$4,356 / 0.98 ratio
0.89
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 77019 (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

77019 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 77019 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,360 and the 4 bedroom fair market rent is $3,960.

Use this page for searches like 77019 FMR, 77019 fair market rent, and 77019 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 77019
Bedroom sizeHUD FMR
Studio$1,920
1 bedroom$1,980
2 bedroom$2,360
3 bedroom$3,170
4 bedroom$3,960