77038
ZIPSAFMR
Harris County, TX
BRFMR
Eff. Rent
0 BR$1,160$1,090
1 BR$1,200$1,040
2 BR$1,430$1,430
3 BR$1,920$1,740
4 BR$2,400$2,040
5 BR$2,760
6 BR$3,174
7 BR$3,650
8 BR$4,198

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.06ratio
FMR$1,160
Market$1,090
vs market+$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.06
1 BR
1 BR
1.15ratio
FMR$1,200
Market$1,040
vs market+$160

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.15
2 BR
2 BR
0.86ratio
FMR$1,430
Market$1,670
vs market-$240

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.86
3 BR
3 BR
1.10ratio
FMR$1,920
Market$1,740
vs market+$180

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.10
4 BR
4 BR
1.18ratio
FMR$2,400
Market$2,040
vs market+$360

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.18
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$150,581
Rent
$1,430
Down payment
$30,116
Loan
$120,465
Mortgage
$761
Expenses
$469
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 77038 (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.