77066
ZIPSAFMR
Harris County, TX
BRFMR
Eff. Rent
0 BR$1,390$1,100
1 BR$1,440$1,030
2 BR$1,710$1,610
3 BR$2,300$1,860
4 BR$2,870$2,140
5 BR$3,300
6 BR$3,796
7 BR$4,365
8 BR$5,020

Purchase Price Calculator

Maximum purchase price
$177,329

Cost breakdown

+Likely effective rent$1,610
HUD FMR$1,710
Market rentUsed$1,610
Est. payment standard (96%)$1,650
Market rent is below the inferred standard ($1,650, 96% of FMR).
-Principal and interest-$897
Loan amount$141,863
Down payment$35,466
Rate6.50%
Term30 years
-Operating costs-$513
Property taxes-$177
Insurance-$175
Utilities$0
HOA$0
Management-$161
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,918(73.1% ROI)
Projected value
$190,964
Current value$177,329
Return breakdown
Property appreciation+$13,635
Loan principal paid down+$5,083
Rental cash flow+$7,200
5-year hold
+$44,366(125.1% ROI)
Projected value
$200,631
Current value$177,329
Return breakdown
Property appreciation+$23,302
Loan principal paid down+$9,064
Rental cash flow+$12,000
10-year hold
+$95,264(268.6% ROI)
Projected value
$226,996
Current value$177,329
Return breakdown
Property appreciation+$49,667
Loan principal paid down+$21,597
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.26ratio
FMR$1,390
Market$1,100
vs market+$290

FMR is above market; underwrite to market rent.

90% standard$1,251 / 1.14 ratio110% standard$1,529 / 1.39 ratio
1.26
1 BR
1 BR
1.40ratio
FMR$1,440
Market$1,030
vs market+$410

FMR is above market; underwrite to market rent.

90% standard$1,296 / 1.26 ratio110% standard$1,584 / 1.54 ratio
1.40
2 BR
2 BR
1.06ratio
FMR$1,710
Market$1,610
vs market+$100

FMR is near market; voucher and private rents are aligned.

90% standard$1,539 / 0.96 ratio110% standard$1,881 / 1.17 ratio
1.06
3 BR
3 BR
1.24ratio
FMR$2,300
Market$1,860
vs market+$440

FMR is above market; underwrite to market rent.

90% standard$2,070 / 1.11 ratio110% standard$2,530 / 1.36 ratio
1.24
4 BR
4 BR
1.34ratio
FMR$2,870
Market$2,140
vs market+$730

FMR is above market; underwrite to market rent.

90% standard$2,583 / 1.21 ratio110% standard$3,157 / 1.48 ratio
1.34
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 77066 (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

77066 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 77066 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,710 and the 4 bedroom fair market rent is $2,870.

Use this page for searches like 77066 FMR, 77066 fair market rent, and 77066 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 77066
Bedroom sizeHUD FMR
Studio$1,390
1 bedroom$1,440
2 bedroom$1,710
3 bedroom$2,300
4 bedroom$2,870