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Travis County/Austin/78726

78726

ZIPSAFMR
Travis County, TX
Zillow

ZIP Investment Score

67Below average

095130300
BRFMR
Eff. Rent
0 BR$1,470$1,080
1 BR$1,550$1,160
2 BR$1,840$1,910
3 BR$2,320$2,550
4 BR$2,720$2,900
5 BR$3,128Not available
6 BR$3,597Not available
7 BR$4,137Not available
8 BR$4,757Not available

Purchase Price Calculator

Maximum purchase price
$221,909

Cost breakdown

+Likely effective rent$1,910
HUD FMR$1,840
Market rent$1,950
Est. payment standard (104%)Used$1,910
-Principal and interest-$1,122
Loan amount$177,527
Down payment$44,382
Rate6.50%
Term30 years
-Operating costs-$588
Property taxes-$222
Insurance-$175
Utilities$0
HOA$0
Management-$191
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,623(69.0% ROI)
Projected value
$238,971
Return breakdown
Property appreciation+$17,063
Loan principal paid down+$6,360
Rental cash flow+$7,200
5-year hold
+$52,503(118.3% ROI)
Projected value
$251,069
Return breakdown
Property appreciation+$29,161
Loan principal paid down+$11,342
Rental cash flow+$12,000
10-year hold
+$113,180(255.0% ROI)
Projected value
$284,062
Return breakdown
Property appreciation+$62,153
Loan principal paid down+$27,026
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.36
1 BR
1.34
2 BR
0.94
3 BR
0.83
4 BR
0.91
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 78726 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 78726 (Austin, TX) is $1,840 a month. That is down 3.7% from $1,910 in FY 2026. Austin is in the Austin-Round Rock-San Marcos, TX MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,817. Among 85 ZIP codes in Travis County, 78726 is tied for the 58th-highest two-bedroom rent (county range $1,670–$2,730). The median county two-bedroom FMR in Texas is $1,105, so ZIP 78726 is 67% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 78726
BedroomsFY 2027Change90–110% range
Studio$1,470−3.3%$1,323–$1,617
1BR$1,550−3.7%$1,395–$1,705
2BR$1,840−3.7%$1,656–$2,024
3BR$2,320−4.1%$2,088–$2,552
4BR$2,720−4.6%$2,448–$2,992

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 78726
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,470$1,550$1,840$2,320$2,720
FY 2026$1,520$1,610$1,910$2,420$2,850
FY 2025$1,610$1,710$2,020$2,570$2,990
FY 2024$1,560$1,680$1,980$2,540$2,920
FY 2023$1,260$1,390$1,630$2,090$2,420

Two-bedroom rent in nearby Travis County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 78726
78720$1,850+0.5%
78721$1,810−1.6%
78722$2,040+10.9%
78723$1,740−5.4%
78724$1,680−8.7%
78725$2,460+33.7%
78726Current$1,840—
78727$2,080+13.0%
78728$1,750−4.9%
78729$1,830−0.5%
78730$1,900+3.3%
78731$1,780−3.3%

Questions about ZIP 78726 rents

How much will Section 8 pay for a two-bedroom in ZIP 78726?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,817, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,635 to $1,999 a month; under the ZIP-level Small Area FMR of $1,840 it would be $1,656 to $2,024. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 78726 in?

ZIP 78726 is in the Austin-Round Rock-San Marcos, TX MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,817.

How much did fair market rent change in ZIP 78726 for FY 2027?

The two-bedroom FMR fell 3.7%, from $1,910 in FY 2026 to $1,840 in FY 2027. Since FY 2023 it has risen 12.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentAustin, TX fair market rentTX statewide rentsWhat is SAFMR?Data sources