78727
ZIPSAFMR
Travis County, TX
BRFMR
Eff. Rent
0 BR$1,670$1,230
1 BR$1,770$1,380
2 BR$2,100$2,040
3 BR$2,660$2,340
4 BR$3,130$2,520
5 BR$3,599
6 BR$4,139
7 BR$4,760
8 BR$5,474

Purchase Price Calculator

Maximum purchase price
$241,227

Cost breakdown

+Likely effective rent$2,040
HUD FMR$2,100
Market rentUsed$2,040
Est. payment standard (98%)$2,060
Market rent is below the inferred standard ($2,060, 98% of FMR).
-Principal and interest-$1,220
Loan amount$192,981
Down payment$48,245
Rate6.50%
Term30 years
-Operating costs-$620
Property taxes-$241
Insurance-$175
Utilities$0
HOA$0
Management-$204
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$32,662(67.7% ROI)
Projected value
$259,775
Current value$241,227
Return breakdown
Property appreciation+$18,548
Loan principal paid down+$6,914
Rental cash flow+$7,200
5-year hold
+$56,029(116.1% ROI)
Projected value
$272,926
Current value$241,227
Return breakdown
Property appreciation+$31,699
Loan principal paid down+$12,330
Rental cash flow+$12,000
10-year hold
+$120,943(250.7% ROI)
Projected value
$308,791
Current value$241,227
Return breakdown
Property appreciation+$67,564
Loan principal paid down+$29,379
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.36ratio
FMR$1,670
Market$1,230
vs market+$440

FMR is above market; underwrite to market rent.

90% standard$1,503 / 1.22 ratio110% standard$1,837 / 1.49 ratio
1.36
1 BR
1 BR
1.28ratio
FMR$1,770
Market$1,380
vs market+$390

FMR is above market; underwrite to market rent.

90% standard$1,593 / 1.15 ratio110% standard$1,947 / 1.41 ratio
1.28
2 BR
2 BR
1.03ratio
FMR$2,100
Market$2,040
vs market+$60

FMR is near market; voucher and private rents are aligned.

90% standard$1,890 / 0.93 ratio110% standard$2,310 / 1.13 ratio
1.03
3 BR
3 BR
1.14ratio
FMR$2,660
Market$2,340
vs market+$320

FMR is above market; underwrite to market rent.

90% standard$2,394 / 1.02 ratio110% standard$2,926 / 1.25 ratio
1.14
4 BR
4 BR
1.24ratio
FMR$3,130
Market$2,520
vs market+$610

FMR is above market; underwrite to market rent.

90% standard$2,817 / 1.12 ratio110% standard$3,443 / 1.37 ratio
1.24
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 78727 (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

78727 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 78727 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,100 and the 4 bedroom fair market rent is $3,130.

Use this page for searches like 78727 FMR, 78727 fair market rent, and 78727 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 78727
Bedroom sizeHUD FMR
Studio$1,670
1 bedroom$1,770
2 bedroom$2,100
3 bedroom$2,660
4 bedroom$3,130