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78749

ZIPSAFMR
Travis County, TX

ZIP Investment Score

69Below average

095130300
BRFMR
Eff. Rent
0 BR$1,640$1,670
1 BR$1,730$1,660
2 BR$2,060$2,020
3 BR$2,600$2,460
4 BR$3,050$3,120
5 BR$3,507Not available
6 BR$4,034Not available
7 BR$4,639Not available
8 BR$5,334Not available

Purchase Price Calculator

Maximum purchase price
$238,255

Cost breakdown

+Likely effective rent$2,020
HUD FMR$2,060
Market rentUsed$2,020
Est. payment standard (99%)$2,030
-Principal and interest-$1,205
Loan amount$190,604
Down payment$47,651
Rate6.50%
Term30 years
-Operating costs-$615
Property taxes-$238
Insurance-$175
Utilities$0
HOA$0
Management-$202
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$32,348(67.9% ROI)
Projected value
$256,574
Return breakdown
Property appreciation+$18,320
Loan principal paid down+$6,829
Rental cash flow+$7,200
5-year hold
+$55,486(116.4% ROI)
Projected value
$269,563
Return breakdown
Property appreciation+$31,309
Loan principal paid down+$12,178
Rental cash flow+$12,000
10-year hold
+$119,749(251.3% ROI)
Projected value
$304,986
Return breakdown
Property appreciation+$66,731
Loan principal paid down+$29,017
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.98
1 BR
1.04
2 BR
1.02
3 BR
1.06
4 BR
0.97
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 78749 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 78749 (Austin, TX) is $2,060 a month. That is down 2.4% from $2,110 in FY 2026. Austin is in the Austin-Round Rock-San Marcos, TX MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,817. Among 85 ZIP codes in Travis County, 78749 has the 17th-highest two-bedroom rent (county range $1,670–$2,730). The median county two-bedroom FMR in Texas is $1,105, so ZIP 78749 is 87% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 78749
BedroomsFY 2027Change90–110% range
Studio$1,640−2.4%$1,476–$1,804
1BR$1,730−2.8%$1,557–$1,903
2BR$2,060−2.4%$1,854–$2,266
3BR$2,600−2.6%$2,340–$2,860
4BR$3,050−2.9%$2,745–$3,355

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 78749
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,640$1,730$2,060$2,600$3,050
FY 2026$1,680$1,780$2,110$2,670$3,140
FY 2025$1,760$1,870$2,210$2,820$3,270
FY 2024$1,710$1,840$2,160$2,770$3,190
FY 2023$1,410$1,560$1,830$2,350$2,720

Two-bedroom rent in nearby Travis County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 78749
78744$1,700−17.5%
78745$1,890−8.3%
78746$2,240+8.7%
78747$1,960−4.9%
78748$1,910−7.3%
78749Current$2,060—
78750$1,920−6.8%
78751$2,200+6.8%
78752$1,670−18.9%
78753$1,720−16.5%
78754$1,840−10.7%
78755$1,850−10.2%

Questions about ZIP 78749 rents

How much will Section 8 pay for a two-bedroom in ZIP 78749?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,817, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,635 to $1,999 a month; under the ZIP-level Small Area FMR of $2,060 it would be $1,854 to $2,266. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 78749 in?

ZIP 78749 is in the Austin-Round Rock-San Marcos, TX MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,817.

How much did fair market rent change in ZIP 78749 for FY 2027?

The two-bedroom FMR fell 2.4%, from $2,110 in FY 2026 to $2,060 in FY 2027. Since FY 2023 it has risen 12.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set