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Travis County/Austin/78746

78746

ZIPSAFMR
Travis County, TX
Zillow

ZIP Investment Score

35Below average

095130300
BRFMR
Eff. Rent
0 BR$1,780$1,960
1 BR$1,890$1,750
2 BR$2,240$2,420
3 BR$2,830$3,110
4 BR$3,320$3,650
5 BR$3,818Not available
6 BR$4,391Not available
7 BR$5,049Not available
8 BR$5,807Not available

Purchase Price Calculator

Maximum purchase price
$297,695

Cost breakdown

+Likely effective rent$2,420
HUD FMR$2,240
Market rent$2,520
Est. payment standard (108%)Used$2,420
-Principal and interest-$1,505
Loan amount$238,156
Down payment$59,539
Rate6.50%
Term30 years
-Operating costs-$715
Property taxes-$298
Insurance-$175
Utilities$0
HOA$0
Management-$242
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$38,622(64.9% ROI)
Projected value
$320,584
Return breakdown
Property appreciation+$22,890
Loan principal paid down+$8,533
Rental cash flow+$7,200
5-year hold
+$66,335(111.4% ROI)
Projected value
$336,814
Return breakdown
Property appreciation+$39,120
Loan principal paid down+$15,216
Rental cash flow+$12,000
10-year hold
+$143,636(241.2% ROI)
Projected value
$381,074
Return breakdown
Property appreciation+$83,380
Loan principal paid down+$36,257
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.80
1 BR
1.08
2 BR
0.89
3 BR
0.69
4 BR
0.66
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 78746 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 78746 (Austin, TX) is $2,240 a month. That is down 3.9% from $2,330 in FY 2026. Austin is in the Austin-Round Rock-San Marcos, TX MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,817. Among 85 ZIP codes in Travis County, 78746 has the 9th-highest two-bedroom rent (county range $1,670–$2,730). The median county two-bedroom FMR in Texas is $1,105, so ZIP 78746 is 103% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 78746
BedroomsFY 2027Change90–110% range
Studio$1,780−3.8%$1,602–$1,958
1BR$1,890−4.1%$1,701–$2,079
2BR$2,240−3.9%$2,016–$2,464
3BR$2,830−4.1%$2,547–$3,113
4BR$3,320−4.3%$2,988–$3,652

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 78746
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,780$1,890$2,240$2,830$3,320
FY 2026$1,850$1,970$2,330$2,950$3,470
FY 2025$1,960$2,080$2,460$3,130$3,640
FY 2024$1,960$2,110$2,480$3,180$3,660
FY 2023$1,620$1,790$2,100$2,700$3,120

Two-bedroom rent in nearby Travis County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 78746
78739$2,730+21.9%
78741$1,790−20.1%
78742$1,670−25.4%
78744$1,700−24.1%
78745$1,890−15.6%
78746Current$2,240—
78747$1,960−12.5%
78748$1,910−14.7%
78749$2,060−8.0%
78750$1,920−14.3%
78751$2,200−1.8%
78752$1,670−25.4%

Questions about ZIP 78746 rents

How much will Section 8 pay for a two-bedroom in ZIP 78746?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,817, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,635 to $1,999 a month; under the ZIP-level Small Area FMR of $2,240 it would be $2,016 to $2,464. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 78746 in?

ZIP 78746 is in the Austin-Round Rock-San Marcos, TX MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,817.

How much did fair market rent change in ZIP 78746 for FY 2027?

The two-bedroom FMR fell 3.9%, from $2,330 in FY 2026 to $2,240 in FY 2027. Since FY 2023 it has risen 6.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentAustin, TX fair market rentTX statewide rentsWhat is SAFMR?Data sources