89103
ZIPSAFMR
Clark County, NV
BRFMR
Eff. Rent
0 BR$1,240$1,150
1 BR$1,380$1,290
2 BR$1,620$1,450
3 BR$2,250$2,090
4 BR$2,580$2,350
5 BR$2,967
6 BR$3,412
7 BR$3,924
8 BR$4,512

Purchase Price Calculator

Maximum purchase price
$153,553

Cost breakdown

+Likely effective rent$1,450
HUD FMR$1,620
Market rentUsed$1,450
Est. payment standard (93%)$1,510
Market rent is below the inferred standard ($1,510, 93% of FMR).
-Principal and interest-$776
Loan amount$122,842
Down payment$30,711
Rate6.50%
Term30 years
-Operating costs-$474
Property taxes-$154
Insurance-$175
Utilities$0
HOA$0
Management-$145
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,408(76.2% ROI)
Projected value
$165,360
Current value$153,553
Return breakdown
Property appreciation+$11,807
Loan principal paid down+$4,401
Rental cash flow+$7,200
5-year hold
+$40,027(130.3% ROI)
Projected value
$173,731
Current value$153,553
Return breakdown
Property appreciation+$20,178
Loan principal paid down+$7,848
Rental cash flow+$12,000
10-year hold
+$85,709(279.1% ROI)
Projected value
$196,561
Current value$153,553
Return breakdown
Property appreciation+$43,008
Loan principal paid down+$18,701
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.08ratio
FMR$1,240
Market$1,150
vs market+$90

FMR is near market; voucher and private rents are aligned.

90% standard$1,116 / 0.97 ratio110% standard$1,364 / 1.19 ratio
1.08
1 BR
1 BR
1.07ratio
FMR$1,380
Market$1,290
vs market+$90

FMR is near market; voucher and private rents are aligned.

90% standard$1,242 / 0.96 ratio110% standard$1,518 / 1.18 ratio
1.07
2 BR
2 BR
1.12ratio
FMR$1,620
Market$1,450
vs market+$170

FMR is above market; underwrite to market rent.

90% standard$1,458 / 1.01 ratio110% standard$1,782 / 1.23 ratio
1.12
3 BR
3 BR
1.08ratio
FMR$2,250
Market$2,090
vs market+$160

FMR is near market; voucher and private rents are aligned.

90% standard$2,025 / 0.97 ratio110% standard$2,475 / 1.18 ratio
1.08
4 BR
4 BR
1.10ratio
FMR$2,580
Market$2,350
vs market+$230

FMR is near market; voucher and private rents are aligned.

90% standard$2,322 / 0.99 ratio110% standard$2,838 / 1.21 ratio
1.10
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 89103 (NV) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

89103 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 89103 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,620 and the 4 bedroom fair market rent is $2,580.

Use this page for searches like 89103 FMR, 89103 fair market rent, and 89103 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 89103
Bedroom sizeHUD FMR
Studio$1,240
1 bedroom$1,380
2 bedroom$1,620
3 bedroom$2,250
4 bedroom$2,580