89123
ZIPSAFMR
Clark County, NV
BRFMR
Eff. Rent
0 BR$1,530$1,540
1 BR$1,700$1,680
2 BR$1,990$1,890
3 BR$2,770$2,030
4 BR$3,170$2,440
5 BR$3,645
6 BR$4,192
7 BR$4,821
8 BR$5,544

Purchase Price Calculator

Maximum purchase price
$218,937

Cost breakdown

+Likely effective rent$1,890
HUD FMR$1,990
Market rentUsed$1,890
Est. payment standard (97%)$1,930
Market rent is below the inferred standard ($1,930, 97% of FMR).
-Principal and interest-$1,107
Loan amount$175,149
Down payment$43,787
Rate6.50%
Term30 years
-Operating costs-$583
Property taxes-$219
Insurance-$175
Utilities$0
HOA$0
Management-$189
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,309(69.2% ROI)
Projected value
$235,771
Current value$218,937
Return breakdown
Property appreciation+$16,834
Loan principal paid down+$6,275
Rental cash flow+$7,200
5-year hold
+$51,960(118.7% ROI)
Projected value
$247,707
Current value$218,937
Return breakdown
Property appreciation+$28,770
Loan principal paid down+$11,190
Rental cash flow+$12,000
10-year hold
+$111,985(255.7% ROI)
Projected value
$280,258
Current value$218,937
Return breakdown
Property appreciation+$61,321
Loan principal paid down+$26,665
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.99ratio
FMR$1,530
Market$1,550
vs market-$20

FMR is near market; voucher and private rents are aligned.

90% standard$1,377 / 0.89 ratio110% standard$1,683 / 1.09 ratio
0.99
1 BR
1 BR
1.01ratio
FMR$1,700
Market$1,680
vs market+$20

FMR is near market; voucher and private rents are aligned.

90% standard$1,530 / 0.91 ratio110% standard$1,870 / 1.11 ratio
1.01
2 BR
2 BR
1.05ratio
FMR$1,990
Market$1,890
vs market+$100

FMR is near market; voucher and private rents are aligned.

90% standard$1,791 / 0.95 ratio110% standard$2,189 / 1.16 ratio
1.05
3 BR
3 BR
1.36ratio
FMR$2,770
Market$2,030
vs market+$740

FMR is above market; underwrite to market rent.

90% standard$2,493 / 1.23 ratio110% standard$3,047 / 1.50 ratio
1.36
4 BR
4 BR
1.30ratio
FMR$3,170
Market$2,440
vs market+$730

FMR is above market; underwrite to market rent.

90% standard$2,853 / 1.17 ratio110% standard$3,487 / 1.43 ratio
1.30
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 89123 (NV) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

89123 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 89123 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,990 and the 4 bedroom fair market rent is $3,170.

Use this page for searches like 89123 FMR, 89123 fair market rent, and 89123 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 89123
Bedroom sizeHUD FMR
Studio$1,530
1 bedroom$1,700
2 bedroom$1,990
3 bedroom$2,770
4 bedroom$3,170