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89130

ZIPSAFMR
Clark County, NV

ZIP Investment Score

69Below average

095130300
BRFMR
Eff. Rent
0 BR$1,410$1,530
1 BR$1,540$1,570
2 BR$1,810$1,830
3 BR$2,490$1,900
4 BR$2,850$2,320
5 BR$3,277Not available
6 BR$3,769Not available
7 BR$4,334Not available
8 BR$4,985Not available

Purchase Price Calculator

Maximum purchase price
$210,021

Cost breakdown

+Likely effective rent$1,830
HUD FMR$1,810
Market rent$1,840
Est. payment standard (101%)Used$1,830
-Principal and interest-$1,062
Loan amount$168,017
Down payment$42,004
Rate6.50%
Term30 years
-Operating costs-$568
Property taxes-$210
Insurance-$175
Utilities$0
HOA$0
Management-$183
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,368(69.9% ROI)
Projected value
$226,169
Return breakdown
Property appreciation+$16,149
Loan principal paid down+$6,020
Rental cash flow+$7,200
5-year hold
+$50,333(119.8% ROI)
Projected value
$237,619
Return breakdown
Property appreciation+$27,598
Loan principal paid down+$10,735
Rental cash flow+$12,000
10-year hold
+$108,402(258.1% ROI)
Projected value
$268,844
Return breakdown
Property appreciation+$58,824
Loan principal paid down+$25,579
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.89
1 BR
0.97
2 BR
0.98
3 BR
1.31
4 BR
1.23
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 89130 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 89130 (Las Vegas, NV) is $1,810 a month. That is down 3.7% from $1,880 in FY 2026. Las Vegas is in the Las Vegas-Henderson-North Las Vegas, NV MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,686. Among 114 ZIP codes in Clark County, 89130 has the 36th-highest two-bedroom rent (county range $1,570–$2,530). The median county two-bedroom FMR in Nevada is $1,327, so ZIP 89130 is 36% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 89130
BedroomsFY 2027Change90–110% range
Studio$1,410−2.1%$1,269–$1,551
1BR$1,540−3.7%$1,386–$1,694
2BR$1,810−3.7%$1,629–$1,991
3BR$2,490−4.6%$2,241–$2,739
4BR$2,850−5.0%$2,565–$3,135

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 89130
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,410$1,540$1,810$2,490$2,850
FY 2026$1,440$1,600$1,880$2,610$3,000
FY 2025$1,470$1,650$1,960$2,750$3,180
FY 2024$1,400$1,580$1,890$2,660$3,140
FY 2023$1,220$1,410$1,700$2,420$2,870

Two-bedroom rent in nearby Clark County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 89130
89124$1,680−7.2%
89125$1,690−6.6%
89126$1,690−6.6%
89127$1,690−6.6%
89128$1,730−4.4%
89129$1,760−2.8%
89130Current$1,810—
89131$2,160+19.3%
89132$1,690−6.6%
89133$1,690−6.6%
89134$2,210+22.1%
89135$2,530+39.8%

Questions about ZIP 89130 rents

How much will Section 8 pay for a two-bedroom in ZIP 89130?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,686, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,517 to $1,855 a month; under the ZIP-level Small Area FMR of $1,810 it would be $1,629 to $1,991. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 89130 in?

ZIP 89130 is in the Las Vegas-Henderson-North Las Vegas, NV MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,686.

How much did fair market rent change in ZIP 89130 for FY 2027?

The two-bedroom FMR fell 3.7%, from $1,880 in FY 2026 to $1,810 in FY 2027. Since FY 2023 it has risen 6.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set