91361
ZIPSAFMR
Ventura County, CA
BRFMR
Eff. Rent
0 BR$2,510$2,760
1 BR$2,820$3,100
2 BR$3,420$3,760
3 BR$4,530$4,600
4 BR$5,180$5,700
5 BR$5,957
6 BR$6,851
7 BR$7,878
8 BR$9,060

Purchase Price Calculator

Maximum purchase price
$496,818

Cost breakdown

+Likely effective rent$3,760
HUD FMR$3,420
Market rent$4,050
Est. payment standard (110%)Used$3,760
Estimated payment standard is $3,760 (110% of FMR).
-Principal and interest-$2,512
Loan amount$397,454
Down payment$99,364
Rate6.50%
Term30 years
-Operating costs-$1,048
Property taxes-$497
Insurance-$175
Utilities$0
HOA$0
Management-$376
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$59,640(60.0% ROI)
Projected value
$535,019
Current value$496,818
Return breakdown
Property appreciation+$38,201
Loan principal paid down+$14,240
Rental cash flow+$7,200
5-year hold
+$102,679(103.3% ROI)
Projected value
$562,104
Current value$496,818
Return breakdown
Property appreciation+$65,286
Loan principal paid down+$25,393
Rental cash flow+$12,000
10-year hold
+$223,659(225.1% ROI)
Projected value
$635,969
Current value$496,818
Return breakdown
Property appreciation+$139,151
Loan principal paid down+$60,508
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.80ratio
FMR$2,510
Market$3,140
vs market-$630

FMR is below market; voucher rent may lag private rents.

90% standard$2,259 / 0.72 ratio110% standard$2,761 / 0.88 ratio
0.80
1 BR
1 BR
0.86ratio
FMR$2,820
Market$3,270
vs market-$450

FMR is below market; voucher rent may lag private rents.

90% standard$2,538 / 0.78 ratio110% standard$3,102 / 0.95 ratio
0.86
2 BR
2 BR
0.84ratio
FMR$3,420
Market$4,050
vs market-$630

FMR is below market; voucher rent may lag private rents.

90% standard$3,078 / 0.76 ratio110% standard$3,762 / 0.93 ratio
0.84
3 BR
3 BR
0.98ratio
FMR$4,530
Market$4,640
vs market-$110

FMR is near market; voucher and private rents are aligned.

90% standard$4,077 / 0.88 ratio110% standard$4,983 / 1.07 ratio
0.98
4 BR
4 BR
0.77ratio
FMR$5,180
Market$6,720
vs market-$1,540

FMR is below market; voucher rent may lag private rents.

90% standard$4,662 / 0.69 ratio110% standard$5,698 / 0.85 ratio
0.77
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 91361 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

91361 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 91361 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,420 and the 4 bedroom fair market rent is $5,180.

Use this page for searches like 91361 FMR, 91361 fair market rent, and 91361 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 91361
Bedroom sizeHUD FMR
Studio$2,510
1 bedroom$2,820
2 bedroom$3,420
3 bedroom$4,530
4 bedroom$5,180