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Ventura County/Fillmore/93015

93015

ZIPSAFMR
Ventura County, CA
Zillow

ZIP Investment Score

80Below average

095130300
BRFMR
Eff. Rent
0 BR$1,500$1,650
1 BR$1,670$1,840
2 BR$1,990$2,190
3 BR$2,700$2,970
4 BR$3,140$3,450
5 BR$3,611Not available
6 BR$4,153Not available
7 BR$4,776Not available
8 BR$5,492Not available

Purchase Price Calculator

Maximum purchase price
$263,517

Cost breakdown

+Likely effective rent$2,190
HUD FMR$1,990
Market rent$2,670
Est. payment standard (110%)Used$2,190
-Principal and interest-$1,332
Loan amount$210,813
Down payment$52,703
Rate6.50%
Term30 years
-Operating costs-$658
Property taxes-$264
Insurance-$175
Utilities$0
HOA$0
Management-$219
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$35,015(66.4% ROI)
Projected value
$283,779
Return breakdown
Property appreciation+$20,262
Loan principal paid down+$7,553
Rental cash flow+$7,200
5-year hold
+$60,097(114.0% ROI)
Projected value
$298,145
Return breakdown
Property appreciation+$34,628
Loan principal paid down+$13,469
Rental cash flow+$12,000
10-year hold
+$129,901(246.5% ROI)
Projected value
$337,324
Return breakdown
Property appreciation+$73,807
Loan principal paid down+$32,094
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.68
1 BR
0.73
2 BR
0.75
3 BR
0.79
4 BR
0.87
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 93015 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 93015 (Fillmore, CA) is $1,990 a month. That is down 10.0% from $2,210 in FY 2026. Fillmore is in the Oxnard-Thousand Oaks-Ventura, CA MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 50 ZIP codes in Ventura County, 93015 has the 49th-highest two-bedroom rent (county range $1,980–$4,440). The median county two-bedroom FMR in California is $1,725, so ZIP 93015 is 15% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 93015
BedroomsFY 2027Change90–110% range
Studio$1,500−8.5%$1,350–$1,650
1BR$1,670−9.7%$1,503–$1,837
2BR$1,990−10.0%$1,791–$2,189
3BR$2,700−10.0%$2,430–$2,970
4BR$3,140−9.8%$2,826–$3,454

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 93015
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,500$1,670$1,990$2,700$3,140
FY 2026$1,640$1,850$2,210$3,000$3,480
FY 2025$1,560$1,810$2,180$2,980$3,490
FY 2024$1,540$1,810$2,190$3,040$3,570
FY 2023$1,360$1,620$2,000$2,800$3,290

Two-bedroom rent in nearby Ventura County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 93015
93006$2,430+22.1%
93007$2,430+22.1%
93009$2,430+22.1%
93010$2,600+30.7%
93011$2,430+22.1%
93012$3,120+56.8%
93015Current$1,990—
93016$2,430+22.1%
93020$2,430+22.1%
93021$2,790+40.2%
93022$2,650+33.2%
93023$2,070+4.0%

Questions about ZIP 93015 rents

How much will Section 8 pay for a two-bedroom in ZIP 93015?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,990, that basic range is $1,791 to $2,189 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 93015 in?

ZIP 93015 is in the Oxnard-Thousand Oaks-Ventura, CA MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 93015 for FY 2027?

The two-bedroom FMR fell 10.0%, from $2,210 in FY 2026 to $1,990 in FY 2027. Since FY 2023 it has fallen 0.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentFillmore, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources