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Ventura County/Moorpark/93021

93021

ZIPSAFMR
Ventura County, CA
Zillow

ZIP Investment Score

82Below average

095130300
BRFMR
Eff. Rent
0 BR$2,110$2,320
1 BR$2,350$2,580
2 BR$2,790$2,900
3 BR$3,780$3,760
4 BR$4,390$4,560
5 BR$5,049Not available
6 BR$5,806Not available
7 BR$6,677Not available
8 BR$7,678Not available

Purchase Price Calculator

Maximum purchase price
$369,022

Cost breakdown

+Likely effective rent$2,900
HUD FMR$2,790
Market rent$2,960
Est. payment standard (104%)Used$2,900
-Principal and interest-$1,866
Loan amount$295,218
Down payment$73,804
Rate6.50%
Term30 years
-Operating costs-$834
Property taxes-$369
Insurance-$175
Utilities$0
HOA$0
Management-$290
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$46,151(62.5% ROI)
Projected value
$397,397
Return breakdown
Property appreciation+$28,374
Loan principal paid down+$10,577
Rental cash flow+$7,200
5-year hold
+$79,354(107.5% ROI)
Projected value
$417,515
Return breakdown
Property appreciation+$48,493
Loan principal paid down+$18,862
Rental cash flow+$12,000
10-year hold
+$172,301(233.5% ROI)
Projected value
$472,380
Return breakdown
Property appreciation+$103,357
Loan principal paid down+$44,944
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.84
1 BR
0.87
2 BR
0.94
3 BR
1.01
4 BR
0.94
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 93021 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 93021 (Moorpark, CA) is $2,790 a month. That is down 9.7% from $3,090 in FY 2026. Moorpark is in the Oxnard-Thousand Oaks-Ventura, CA MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 50 ZIP codes in Ventura County, 93021 has the 9th-highest two-bedroom rent (county range $1,980–$4,440). The median county two-bedroom FMR in California is $1,725, so ZIP 93021 is 62% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 93021
BedroomsFY 2027Change90–110% range
Studio$2,110−7.9%$1,899–$2,321
1BR$2,350−8.9%$2,115–$2,585
2BR$2,790−9.7%$2,511–$3,069
3BR$3,780−9.8%$3,402–$4,158
4BR$4,390−9.9%$3,951–$4,829

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 93021
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,110$2,350$2,790$3,780$4,390
FY 2026$2,290$2,580$3,090$4,190$4,870
FY 2025$2,110$2,420$2,890$3,940$4,590
FY 2024$1,940$2,260$2,710$3,720$4,340
FY 2023$1,900$2,240$2,710$3,760$4,430

Two-bedroom rent in nearby Ventura County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 93021
93010$2,600−6.8%
93011$2,430−12.9%
93012$3,120+11.8%
93015$1,990−28.7%
93016$2,430−12.9%
93020$2,430−12.9%
93021Current$2,790—
93022$2,650−5.0%
93023$2,070−25.8%
93024$2,430−12.9%
93030$2,120−24.0%
93031$2,430−12.9%

Questions about ZIP 93021 rents

How much will Section 8 pay for a two-bedroom in ZIP 93021?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,790, that basic range is $2,511 to $3,069 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 93021 in?

ZIP 93021 is in the Oxnard-Thousand Oaks-Ventura, CA MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 93021 for FY 2027?

The two-bedroom FMR fell 9.7%, from $3,090 in FY 2026 to $2,790 in FY 2027. Since FY 2023 it has risen 3.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentMoorpark, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources