95136
ZIPSAFMR
Santa Clara County, CA
BRFMR
Eff. Rent
0 BR$2,540$2,510
1 BR$2,890$2,630
2 BR$3,370$3,570
3 BR$4,450$4,240
4 BR$4,850$4,690
5 BR$5,578
6 BR$6,414
7 BR$7,376
8 BR$8,483

Purchase Price Calculator

Maximum purchase price
$468,584

Cost breakdown

+Likely effective rent$3,570
HUD FMR$3,370
Market rent$3,680
Est. payment standard (106%)Used$3,570
Estimated payment standard is $3,570 (106% of FMR).
-Principal and interest-$2,369
Loan amount$374,867
Down payment$93,717
Rate6.50%
Term30 years
-Operating costs-$1,001
Property taxes-$469
Insurance-$175
Utilities$0
HOA$0
Management-$357
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$56,660(60.5% ROI)
Projected value
$504,614
Current value$468,584
Return breakdown
Property appreciation+$36,030
Loan principal paid down+$13,431
Rental cash flow+$7,200
5-year hold
+$97,526(104.1% ROI)
Projected value
$530,160
Current value$468,584
Return breakdown
Property appreciation+$61,576
Loan principal paid down+$23,950
Rental cash flow+$12,000
10-year hold
+$212,312(226.5% ROI)
Projected value
$599,827
Current value$468,584
Return breakdown
Property appreciation+$131,243
Loan principal paid down+$57,069
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.01ratio
FMR$2,540
Market$2,510
vs market+$30

FMR is near market; voucher and private rents are aligned.

90% standard$2,286 / 0.91 ratio110% standard$2,794 / 1.11 ratio
1.01
1 BR
1 BR
1.10ratio
FMR$2,890
Market$2,630
vs market+$260

FMR is near market; voucher and private rents are aligned.

90% standard$2,601 / 0.99 ratio110% standard$3,179 / 1.21 ratio
1.10
2 BR
2 BR
0.92ratio
FMR$3,370
Market$3,680
vs market-$310

FMR is near market; voucher and private rents are aligned.

90% standard$3,033 / 0.82 ratio110% standard$3,707 / 1.01 ratio
0.92
3 BR
3 BR
1.05ratio
FMR$4,450
Market$4,240
vs market+$210

FMR is near market; voucher and private rents are aligned.

90% standard$4,005 / 0.94 ratio110% standard$4,895 / 1.15 ratio
1.05
4 BR
4 BR
1.03ratio
FMR$4,850
Market$4,690
vs market+$160

FMR is near market; voucher and private rents are aligned.

90% standard$4,365 / 0.93 ratio110% standard$5,335 / 1.14 ratio
1.03
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 95136 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

95136 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 95136 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,370 and the 4 bedroom fair market rent is $4,850.

Use this page for searches like 95136 FMR, 95136 fair market rent, and 95136 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 95136
Bedroom sizeHUD FMR
Studio$2,540
1 bedroom$2,890
2 bedroom$3,370
3 bedroom$4,450
4 bedroom$4,850