94086
ZIPSAFMR
Santa Clara County, CA
BRFMR
Eff. Rent
0 BR$2,910$2,910
1 BR$3,310$3,090
2 BR$3,870$3,680
3 BR$5,110$4,900
4 BR$5,570$5,620
5 BR$6,405
6 BR$7,366
7 BR$8,471
8 BR$9,742

Purchase Price Calculator

Maximum purchase price
$484,930

Cost breakdown

+Likely effective rent$3,680
HUD FMR$3,870
Market rentUsed$3,680
Est. payment standard (97%)$3,750
Market rent is below the inferred standard ($3,750, 97% of FMR).
-Principal and interest-$2,452
Loan amount$387,944
Down payment$96,986
Rate6.50%
Term30 years
-Operating costs-$1,028
Property taxes-$485
Insurance-$175
Utilities$0
HOA$0
Management-$368
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$58,386(60.2% ROI)
Projected value
$522,217
Current value$484,930
Return breakdown
Property appreciation+$37,287
Loan principal paid down+$13,899
Rental cash flow+$7,200
5-year hold
+$100,510(103.6% ROI)
Projected value
$548,654
Current value$484,930
Return breakdown
Property appreciation+$63,724
Loan principal paid down+$24,786
Rental cash flow+$12,000
10-year hold
+$218,882(225.7% ROI)
Projected value
$620,751
Current value$484,930
Return breakdown
Property appreciation+$135,821
Loan principal paid down+$59,060
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

1 BR
1 BR
1.07ratio
FMR$3,310
Market$3,090
vs market+$220

FMR is near market; voucher and private rents are aligned.

90% standard$2,979 / 0.96 ratio110% standard$3,641 / 1.18 ratio
1.07
2 BR
2 BR
1.05ratio
FMR$3,870
Market$3,680
vs market+$190

FMR is near market; voucher and private rents are aligned.

90% standard$3,483 / 0.95 ratio110% standard$4,257 / 1.16 ratio
1.05
3 BR
3 BR
1.04ratio
FMR$5,110
Market$4,900
vs market+$210

FMR is near market; voucher and private rents are aligned.

90% standard$4,599 / 0.94 ratio110% standard$5,621 / 1.15 ratio
1.04
4 BR
4 BR
0.99ratio
FMR$5,570
Market$5,640
vs market-$70

FMR is near market; voucher and private rents are aligned.

90% standard$5,013 / 0.89 ratio110% standard$6,127 / 1.09 ratio
0.99
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 94086 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

94086 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 94086 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,870 and the 4 bedroom fair market rent is $5,570.

Use this page for searches like 94086 FMR, 94086 fair market rent, and 94086 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 94086
Bedroom sizeHUD FMR
Studio$2,910
1 bedroom$3,310
2 bedroom$3,870
3 bedroom$5,110
4 bedroom$5,570