Lakeview Property Management
4.8Lakeview County
Residential management, leasing, and owner services for local rental properties.
216-555-0187lakeviewpm.com
Purchase Price Calculator
Maximum purchase price
$407,658
Cost breakdown
+Likely effective rent$3,160
HUD FMR$3,460
Market rentUsed$3,160
Est. payment standard (94%)$3,270
Market rent is below the inferred standard ($3,270, 94% of FMR).
-Principal and interest-$2,061
Loan amount$326,127
Down payment$81,532
Rate6.50%
Term30 years
-Operating costs-$899
Property taxes-$408
Insurance-$175
Utilities$0
HOA$0
Management-$316
=Target cash flow+$200
Calculation mode
Hold period projections
Annual appreciation rate
3-year hold
+$50,229(61.6% ROI)
Projected value
$439,003
Current value$407,658
Return breakdown
Property appreciation+$31,345
Loan principal paid down+$11,684
Rental cash flow+$7,200
5-year hold
+$86,406(106.0% ROI)
Projected value
$461,228
Current value$407,658
Return breakdown
Property appreciation+$53,570
Loan principal paid down+$20,836
Rental cash flow+$12,000
10-year hold
+$187,828(230.4% ROI)
Projected value
$521,837
Current value$407,658
Return breakdown
Property appreciation+$114,179
Loan principal paid down+$49,649
Rental cash flow+$24,000
Rolodex
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UpgradeMarket Alignment
FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.
Studio1.18
Studio
1.18ratio
FMR$2,600
Market$2,210
vs market+$390
FMR is above market; underwrite to market rent.
90% standard$2,340 / 1.06 ratio110% standard$2,860 / 1.29 ratio
1 BR1.21
1 BR
1.21ratio
FMR$2,960
Market$2,440
vs market+$520
FMR is above market; underwrite to market rent.
90% standard$2,664 / 1.09 ratio110% standard$3,256 / 1.33 ratio
2 BR1.09
2 BR
1.09ratio
FMR$3,460
Market$3,160
vs market+$300
FMR is near market; voucher and private rents are aligned.
90% standard$3,114 / 0.99 ratio110% standard$3,806 / 1.20 ratio
3 BR1.07
3 BR
1.07ratio
FMR$4,570
Market$4,260
vs market+$310
FMR is near market; voucher and private rents are aligned.
90% standard$4,113 / 0.97 ratio110% standard$5,027 / 1.18 ratio
4 BR0.98
4 BR
0.98ratio
FMR$4,980
Market$5,090
vs market-$110
FMR is near market; voucher and private rents are aligned.
90% standard$4,482 / 0.88 ratio110% standard$5,478 / 1.08 ratio
0.700.800.901.001.101.201.30aligned range
HUD benchmarks exceed market rents for larger unit sizes.
Historical
FY 2022-2026
Data freshness
- FMR
- FY2026
- Market rent
- last ~365 days
About this result(HUD FMR/SAFMR details)
This page shows HUD Fair Market Rent data for 95138 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.
Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.
Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.
95138 fair market rent and Section 8 rent limits
The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 95138 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,460 and the 4 bedroom fair market rent is $4,980.
Use this page for searches like 95138 FMR, 95138 fair market rent, and 95138 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.
| Bedroom size | HUD FMR |
|---|---|
| Studio | $2,600 |
| 1 bedroom | $2,960 |
| 2 bedroom | $3,460 |
| 3 bedroom | $4,570 |
| 4 bedroom | $4,980 |