33014
ZIPSAFMR
Miami-Dade County, FL
BRFMR
Eff. Rent
0 BR$2,020$1,780
1 BR$2,200$2,030
2 BR$2,690$2,610
3 BR$3,450$3,280
4 BR$3,990$4,050
5 BR$4,589
6 BR$5,277
7 BR$6,068
8 BR$6,979

Purchase Price Calculator

Maximum purchase price
$325,928

Cost breakdown

+Likely effective rent$2,610
HUD FMR$2,690
Market rentUsed$2,610
Est. payment standard (98%)$2,640
Market rent is below the inferred standard ($2,640, 98% of FMR).
-Principal and interest-$1,648
Loan amount$260,743
Down payment$65,186
Rate6.50%
Term30 years
-Operating costs-$762
Property taxes-$326
Insurance-$175
Utilities$0
HOA$0
Management-$261
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$41,603(63.8% ROI)
Projected value
$350,989
Current value$325,928
Return breakdown
Property appreciation+$25,061
Loan principal paid down+$9,342
Rental cash flow+$7,200
5-year hold
+$71,489(109.7% ROI)
Projected value
$368,758
Current value$325,928
Return breakdown
Property appreciation+$42,830
Loan principal paid down+$16,659
Rental cash flow+$12,000
10-year hold
+$154,983(237.8% ROI)
Projected value
$417,216
Current value$325,928
Return breakdown
Property appreciation+$91,288
Loan principal paid down+$39,695
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.13ratio
FMR$2,020
Market$1,780
vs market+$240

FMR is above market; underwrite to market rent.

90% standard$1,818 / 1.02 ratio110% standard$2,222 / 1.25 ratio
1.13
1 BR
1 BR
1.08ratio
FMR$2,200
Market$2,030
vs market+$170

FMR is near market; voucher and private rents are aligned.

90% standard$1,980 / 0.98 ratio110% standard$2,420 / 1.19 ratio
1.08
2 BR
2 BR
1.03ratio
FMR$2,690
Market$2,610
vs market+$80

FMR is near market; voucher and private rents are aligned.

90% standard$2,421 / 0.93 ratio110% standard$2,959 / 1.13 ratio
1.03
3 BR
3 BR
1.05ratio
FMR$3,450
Market$3,280
vs market+$170

FMR is near market; voucher and private rents are aligned.

90% standard$3,105 / 0.95 ratio110% standard$3,795 / 1.16 ratio
1.05
4 BR
4 BR
0.98ratio
FMR$3,990
Market$4,080
vs market-$90

FMR is near market; voucher and private rents are aligned.

90% standard$3,591 / 0.88 ratio110% standard$4,389 / 1.08 ratio
0.98
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 33014 (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

33014 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 33014 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,690 and the 4 bedroom fair market rent is $3,990.

Use this page for searches like 33014 FMR, 33014 fair market rent, and 33014 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 33014
Bedroom sizeHUD FMR
Studio$2,020
1 bedroom$2,200
2 bedroom$2,690
3 bedroom$3,450
4 bedroom$3,990