33122
ZIPSAFMR
Miami-Dade County, FL
BRFMR
Eff. Rent
0 BR$2,570$2,210
1 BR$2,800$2,050
2 BR$3,420$2,880
3 BR$4,390$4,830
4 BR$5,070$5,580
5 BR$5,831
6 BR$6,705
7 BR$7,711
8 BR$8,867

Purchase Price Calculator

Maximum purchase price
$366,050

Cost breakdown

+Likely effective rent$2,880
HUD FMR$3,420
Market rentUsed$2,880
Est. payment standard (90%)$3,080
Market rent is below the inferred standard ($3,080, 90% of FMR).
-Principal and interest-$1,851
Loan amount$292,840
Down payment$73,210
Rate6.50%
Term30 years
-Operating costs-$829
Property taxes-$366
Insurance-$175
Utilities$0
HOA$0
Management-$288
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$45,838(62.6% ROI)
Projected value
$394,196
Current value$366,050
Return breakdown
Property appreciation+$28,146
Loan principal paid down+$10,492
Rental cash flow+$7,200
5-year hold
+$78,812(107.7% ROI)
Projected value
$414,152
Current value$366,050
Return breakdown
Property appreciation+$48,102
Loan principal paid down+$18,710
Rental cash flow+$12,000
10-year hold
+$171,107(233.7% ROI)
Projected value
$468,575
Current value$366,050
Return breakdown
Property appreciation+$102,525
Loan principal paid down+$44,582
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.16ratio
FMR$2,570
Market$2,210
vs market+$360

FMR is above market; underwrite to market rent.

90% standard$2,313 / 1.05 ratio110% standard$2,827 / 1.28 ratio
1.16
1 BR
1 BR
1.37ratio
FMR$2,800
Market$2,050
vs market+$750

FMR is above market; underwrite to market rent.

90% standard$2,520 / 1.23 ratio110% standard$3,080 / 1.50 ratio
1.37
2 BR
2 BR
1.19ratio
FMR$3,420
Market$2,880
vs market+$540

FMR is above market; underwrite to market rent.

90% standard$3,078 / 1.07 ratio110% standard$3,762 / 1.31 ratio
1.19
3 BR
3 BR
0.80ratio
FMR$4,390
Market$5,460
vs market-$1,070

FMR is below market; voucher rent may lag private rents.

90% standard$3,951 / 0.72 ratio110% standard$4,829 / 0.88 ratio
0.80
4 BR
4 BR
0.78ratio
FMR$5,070
Market$6,490
vs market-$1,420

FMR is below market; voucher rent may lag private rents.

90% standard$4,563 / 0.70 ratio110% standard$5,577 / 0.86 ratio
0.78
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 33122 (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

33122 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 33122 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,420 and the 4 bedroom fair market rent is $5,070.

Use this page for searches like 33122 FMR, 33122 fair market rent, and 33122 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 33122
Bedroom sizeHUD FMR
Studio$2,570
1 bedroom$2,800
2 bedroom$3,420
3 bedroom$4,390
4 bedroom$5,070