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Miami-Dade County/Miami/33182

33182

ZIPSAFMR
Miami-Dade County, FL
Zillow

ZIP Investment Score

72Below average

095130300
BRFMR
Eff. Rent
0 BR$2,580$1,980
1 BR$2,800$2,400
2 BR$3,390$3,210
3 BR$4,330$3,560
4 BR$4,960$4,580
5 BR$5,704Not available
6 BR$6,560Not available
7 BR$7,544Not available
8 BR$8,675Not available

Purchase Price Calculator

Maximum purchase price
$415,088

Cost breakdown

+Likely effective rent$3,210
HUD FMR$3,390
Market rentUsed$3,210
Est. payment standard (97%)$3,270
-Principal and interest-$2,099
Loan amount$332,071
Down payment$83,018
Rate6.50%
Term30 years
-Operating costs-$911
Property taxes-$415
Insurance-$175
Utilities$0
HOA$0
Management-$321
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$51,014(61.4% ROI)
Projected value
$447,005
Return breakdown
Property appreciation+$31,916
Loan principal paid down+$11,897
Rental cash flow+$7,200
5-year hold
+$87,762(105.7% ROI)
Projected value
$469,634
Return breakdown
Property appreciation+$54,546
Loan principal paid down+$21,216
Rental cash flow+$12,000
10-year hold
+$190,814(229.8% ROI)
Projected value
$531,348
Return breakdown
Property appreciation+$116,260
Loan principal paid down+$50,554
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.30
1 BR
1.17
2 BR
1.06
3 BR
1.22
4 BR
1.08
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 33182 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 33182 (Miami, FL) is $3,390 a month. That is up 1.8% from $3,330 in FY 2026. Miami is in the Miami-Miami Beach-Kendall, FL HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 119 ZIP codes in Miami-Dade County, 33182 has the 13th-highest two-bedroom rent (county range $2,010–$3,850). The median county two-bedroom FMR in Florida is $1,474, so ZIP 33182 is 130% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 33182
BedroomsFY 2027Change90–110% range
Studio$2,580+3.2%$2,322–$2,838
1BR$2,800+2.6%$2,520–$3,080
2BR$3,390+1.8%$3,051–$3,729
3BR$4,330+1.4%$3,897–$4,763
4BR$4,960+0.4%$4,464–$5,456

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 33182
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,580$2,800$3,390$4,330$4,960
FY 2026$2,500$2,730$3,330$4,270$4,940
FY 2025$2,340$2,590$3,180$4,110$4,820
FY 2024$2,300$2,580$3,180$4,140$4,910
FY 2023$1,840$2,090$2,600$3,420$4,050

Two-bedroom rent in nearby Miami-Dade County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 33182
33176$2,620−22.7%
33177$3,030−10.6%
33178$3,770+11.2%
33179$2,760−18.6%
33180$3,800+12.1%
33181$2,450−27.7%
33182Current$3,390—
33183$2,730−19.5%
33184$2,850−15.9%
33185$3,850+13.6%
33186$2,800−17.4%
33187$3,050−10.0%

Questions about ZIP 33182 rents

How much will Section 8 pay for a two-bedroom in ZIP 33182?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $3,390, that basic range is $3,051 to $3,729 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 33182 in?

ZIP 33182 is in the Miami-Miami Beach-Kendall, FL HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 33182 for FY 2027?

The two-bedroom FMR rose 1.8%, from $3,330 in FY 2026 to $3,390 in FY 2027. Since FY 2023 it has risen 30.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentMiami, FL fair market rentFL statewide rentsWhat is SAFMR?Data sources