33146
ZIPSAFMR
Miami-Dade County, FL
BRFMR
Eff. Rent
0 BR$2,740$2,270
1 BR$2,990$3,060
2 BR$3,650$4,020
3 BR$4,680$5,150
4 BR$5,410$5,950
5 BR$6,221
6 BR$7,155
7 BR$8,228
8 BR$9,462

Purchase Price Calculator

Maximum purchase price
$535,454

Cost breakdown

+Likely effective rent$4,020
HUD FMR$3,650
Market rent$4,770
Est. payment standard (110%)Used$4,020
Estimated payment standard is $4,020 (110% of FMR).
-Principal and interest-$2,708
Loan amount$428,363
Down payment$107,091
Rate6.50%
Term30 years
-Operating costs-$1,112
Property taxes-$535
Insurance-$175
Utilities$0
HOA$0
Management-$402
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$63,719(59.5% ROI)
Projected value
$576,625
Current value$535,454
Return breakdown
Property appreciation+$41,171
Loan principal paid down+$15,347
Rental cash flow+$7,200
5-year hold
+$109,731(102.5% ROI)
Projected value
$605,817
Current value$535,454
Return breakdown
Property appreciation+$70,363
Loan principal paid down+$27,368
Rental cash flow+$12,000
10-year hold
+$239,186(223.3% ROI)
Projected value
$685,426
Current value$535,454
Return breakdown
Property appreciation+$149,972
Loan principal paid down+$65,213
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.21ratio
FMR$2,740
Market$2,270
vs market+$470

FMR is above market; underwrite to market rent.

90% standard$2,466 / 1.09 ratio110% standard$3,014 / 1.33 ratio
1.21
1 BR
1 BR
0.96ratio
FMR$2,990
Market$3,100
vs market-$110

FMR is near market; voucher and private rents are aligned.

90% standard$2,691 / 0.87 ratio110% standard$3,289 / 1.06 ratio
0.96
2 BR
2 BR
0.77ratio
FMR$3,650
Market$4,770
vs market-$1,120

FMR is below market; voucher rent may lag private rents.

90% standard$3,285 / 0.69 ratio110% standard$4,015 / 0.84 ratio
0.77
3 BR
3 BR
0.76ratio
FMR$4,680
Market$6,160
vs market-$1,480

FMR is below market; voucher rent may lag private rents.

90% standard$4,212 / 0.68 ratio110% standard$5,148 / 0.84 ratio
0.76
4 BR
4 BR
0.50ratio
FMR$5,410
Market$10,850
vs market-$5,440

FMR is below market; voucher rent may lag private rents.

0.50
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 33146 (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

33146 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 33146 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,650 and the 4 bedroom fair market rent is $5,410.

Use this page for searches like 33146 FMR, 33146 fair market rent, and 33146 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 33146
Bedroom sizeHUD FMR
Studio$2,740
1 bedroom$2,990
2 bedroom$3,650
3 bedroom$4,680
4 bedroom$5,410