33154
ZIPSAFMR
Miami-Dade County, FL
BRFMR
Eff. Rent
0 BR$2,300$2,180
1 BR$2,510$2,760
2 BR$3,070$3,380
3 BR$3,940$4,330
4 BR$4,550$5,010
5 BR$5,233
6 BR$6,017
7 BR$6,920
8 BR$7,958

Purchase Price Calculator

Maximum purchase price
$440,350

Cost breakdown

+Likely effective rent$3,380
HUD FMR$3,070
Market rent$4,690
Est. payment standard (110%)Used$3,380
Estimated payment standard is $3,380 (110% of FMR).
-Principal and interest-$2,227
Loan amount$352,280
Down payment$88,070
Rate6.50%
Term30 years
-Operating costs-$953
Property taxes-$440
Insurance-$175
Utilities$0
HOA$0
Management-$338
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$53,680(61.0% ROI)
Projected value
$474,209
Current value$440,350
Return breakdown
Property appreciation+$33,859
Loan principal paid down+$12,621
Rental cash flow+$7,200
5-year hold
+$92,373(104.9% ROI)
Projected value
$498,216
Current value$440,350
Return breakdown
Property appreciation+$57,866
Loan principal paid down+$22,507
Rental cash flow+$12,000
10-year hold
+$200,966(228.2% ROI)
Projected value
$563,685
Current value$440,350
Return breakdown
Property appreciation+$123,335
Loan principal paid down+$53,631
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.06ratio
FMR$2,300
Market$2,180
vs market+$120

FMR is near market; voucher and private rents are aligned.

90% standard$2,070 / 0.95 ratio110% standard$2,530 / 1.16 ratio
1.06
1 BR
1 BR
0.81ratio
FMR$2,510
Market$3,100
vs market-$590

FMR is below market; voucher rent may lag private rents.

90% standard$2,259 / 0.73 ratio110% standard$2,761 / 0.89 ratio
0.81
2 BR
2 BR
0.65ratio
FMR$3,070
Market$4,690
vs market-$1,620

FMR is below market; voucher rent may lag private rents.

90% standard$2,763 / 0.59 ratio110% standard$3,377 / 0.72 ratio
0.65
3 BR
3 BR
0.60ratio
FMR$3,940
Market$6,570
vs market-$2,630

FMR is below market; voucher rent may lag private rents.

90% standard$3,546 / 0.54 ratio110% standard$4,334 / 0.66 ratio
0.60
4 BR
4 BR
0.46ratio
FMR$4,550
Market$9,820
vs market-$5,270

FMR is below market; voucher rent may lag private rents.

0.46
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 33154 (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

33154 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 33154 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,070 and the 4 bedroom fair market rent is $4,550.

Use this page for searches like 33154 FMR, 33154 fair market rent, and 33154 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 33154
Bedroom sizeHUD FMR
Studio$2,300
1 bedroom$2,510
2 bedroom$3,070
3 bedroom$3,940
4 bedroom$4,550