Skip to main content
Loading page
Sacramento County/Isleton/95641

95641

ZIPSAFMR
Sacramento County, CA
Zillow

ZIP Investment Score

88Below average

095130300
BRFMR
Eff. Rent
0 BR$1,100$1,210
1 BR$1,130$1,240
2 BR$1,390$1,530
3 BR$1,820$2,000
4 BR$2,100$2,220
5 BR$2,415Not available
6 BR$2,777Not available
7 BR$3,194Not available
8 BR$3,673Not available

Purchase Price Calculator

Maximum purchase price
$165,441

Cost breakdown

+Likely effective rent$1,530
HUD FMR$1,390
Market rent$2,100
Est. payment standard (110%)Used$1,530
-Principal and interest-$837
Loan amount$132,353
Down payment$33,088
Rate6.50%
Term30 years
-Operating costs-$493
Property taxes-$165
Insurance-$175
Utilities$0
HOA$0
Management-$153
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,663(74.5% ROI)
Projected value
$178,162
Return breakdown
Property appreciation+$12,721
Loan principal paid down+$4,742
Rental cash flow+$7,200
5-year hold
+$42,196(127.5% ROI)
Projected value
$187,181
Return breakdown
Property appreciation+$21,740
Loan principal paid down+$8,456
Rental cash flow+$12,000
10-year hold
+$90,487(273.5% ROI)
Projected value
$211,778
Return breakdown
Property appreciation+$46,337
Loan principal paid down+$20,149
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
0.59
1 BR
0.60
2 BR
0.66
3 BR
0.81
4 BR
0.92
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 95641 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 95641 (Isleton, CA) is $1,390 a month. That is up 1.5% from $1,370 in FY 2026. Isleton is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 69 ZIP codes in Sacramento County, 95641 has the 68th-highest two-bedroom rent (county range $1,360–$3,130). The median county two-bedroom FMR in California is $1,725, so ZIP 95641 is 19% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 95641
BedroomsFY 2027Change90–110% range
Studio$1,100+3.8%$990–$1,210
1BR$1,130+1.8%$1,017–$1,243
2BR$1,390+1.5%$1,251–$1,529
3BR$1,8200.0%$1,638–$2,002
4BR$2,1000.0%$1,890–$2,310

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 95641
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,100$1,130$1,390$1,820$2,100
FY 2026$1,060$1,110$1,370$1,820$2,100
FY 2025$1,060$1,120$1,390$1,890$2,180
FY 2024$990$1,070$1,330$1,850$2,130
FY 2023$890$970$1,220$1,730$2,020

Two-bedroom rent in nearby Sacramento County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 95641
95621$2,210+59.0%
95624$2,430+74.8%
95626$2,030+46.0%
95628$2,420+74.1%
95630$2,920+110.1%
95632$1,930+38.8%
95638$2,260+62.6%
95639$2,630+89.2%
95641Current$1,390—
95652$2,510+80.6%
95655$2,770+99.3%
95660$2,040+46.8%

Questions about ZIP 95641 rents

How much will Section 8 pay for a two-bedroom in ZIP 95641?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,390, that basic range is $1,251 to $1,529 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 95641 in?

ZIP 95641 is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 95641 for FY 2027?

The two-bedroom FMR rose 1.5%, from $1,370 in FY 2026 to $1,390 in FY 2027. Since FY 2023 it has risen 13.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentIsleton, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources