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Sacramento County/Orangevale/95662

95662

ZIPSAFMR
Sacramento County, CA
Zillow

ZIP Investment Score

87Below average

095130300
BRFMR
Eff. Rent
0 BR$1,840$1,770
1 BR$1,900$1,930
2 BR$2,330$2,280
3 BR$3,060$2,590
4 BR$3,520$2,910
5 BR$4,048Not available
6 BR$4,655Not available
7 BR$5,353Not available
8 BR$6,157Not available

Purchase Price Calculator

Maximum purchase price
$276,891

Cost breakdown

+Likely effective rent$2,280
HUD FMR$2,330
Market rentUsed$2,280
Est. payment standard (99%)$2,300
-Principal and interest-$1,400
Loan amount$221,512
Down payment$55,378
Rate6.50%
Term30 years
-Operating costs-$680
Property taxes-$277
Insurance-$175
Utilities$0
HOA$0
Management-$228
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$36,427(65.8% ROI)
Projected value
$298,181
Return breakdown
Property appreciation+$21,290
Loan principal paid down+$7,936
Rental cash flow+$7,200
5-year hold
+$62,538(112.9% ROI)
Projected value
$313,276
Return breakdown
Property appreciation+$36,386
Loan principal paid down+$14,152
Rental cash flow+$12,000
10-year hold
+$135,276(244.3% ROI)
Projected value
$354,443
Return breakdown
Property appreciation+$77,553
Loan principal paid down+$33,723
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.04
1 BR
0.98
2 BR
1.02
3 BR
1.18
4 BR
1.21
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 95662 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 95662 (Orangevale, CA) is $2,330 a month. That is down 4.5% from $2,440 in FY 2026. Orangevale is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 69 ZIP codes in Sacramento County, 95662 has the 25th-highest two-bedroom rent (county range $1,360–$3,130). The median county two-bedroom FMR in California is $1,725, so ZIP 95662 is 35% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 95662
BedroomsFY 2027Change90–110% range
Studio$1,840−2.6%$1,656–$2,024
1BR$1,900−4.0%$1,710–$2,090
2BR$2,330−4.5%$2,097–$2,563
3BR$3,060−5.8%$2,754–$3,366
4BR$3,520−5.9%$3,168–$3,872

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 95662
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,840$1,900$2,330$3,060$3,520
FY 2026$1,890$1,980$2,440$3,250$3,740
FY 2025$1,830$1,940$2,410$3,270$3,770
FY 2024$1,700$1,840$2,290$3,190$3,670
FY 2023$1,430$1,570$1,970$2,800$3,260

Two-bedroom rent in nearby Sacramento County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 95662
95638$2,260−3.0%
95639$2,630+12.9%
95641$1,390−40.3%
95652$2,510+7.7%
95655$2,770+18.9%
95660$2,040−12.4%
95662Current$2,330—
95670$2,170−6.9%
95671$2,920+25.3%
95673$2,310−0.9%
95680$1,760−24.5%
95683$3,040+30.5%

Questions about ZIP 95662 rents

How much will Section 8 pay for a two-bedroom in ZIP 95662?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,330, that basic range is $2,097 to $2,563 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 95662 in?

ZIP 95662 is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 95662 for FY 2027?

The two-bedroom FMR fell 4.5%, from $2,440 in FY 2026 to $2,330 in FY 2027. Since FY 2023 it has risen 18.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentOrangevale, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources