95834
ZIPSAFMR
Sacramento County, CA
BRFMR
Eff. Rent
0 BR$1,790$1,970
1 BR$1,880$2,070
2 BR$2,310$2,520
3 BR$3,070$2,650
4 BR$3,540$2,820
5 BR$4,071
6 BR$4,682
7 BR$5,384
8 BR$6,191

Purchase Price Calculator

Maximum purchase price
$312,554

Cost breakdown

+Likely effective rent$2,520
HUD FMR$2,310
Market rent$2,640
Est. payment standard (109%)Used$2,520
Estimated payment standard is $2,520 (109% of FMR).
-Principal and interest-$1,580
Loan amount$250,044
Down payment$62,511
Rate6.50%
Term30 years
-Operating costs-$740
Property taxes-$313
Insurance-$175
Utilities$0
HOA$0
Management-$252
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$40,191(64.3% ROI)
Projected value
$336,587
Current value$312,554
Return breakdown
Property appreciation+$24,033
Loan principal paid down+$8,958
Rental cash flow+$7,200
5-year hold
+$69,048(110.5% ROI)
Projected value
$353,627
Current value$312,554
Return breakdown
Property appreciation+$41,072
Loan principal paid down+$15,975
Rental cash flow+$12,000
10-year hold
+$149,608(239.3% ROI)
Projected value
$400,096
Current value$312,554
Return breakdown
Property appreciation+$87,542
Loan principal paid down+$38,066
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.85ratio
FMR$1,790
Market$2,110
vs market-$320

FMR is below market; voucher rent may lag private rents.

90% standard$1,611 / 0.76 ratio110% standard$1,969 / 0.93 ratio
0.85
1 BR
1 BR
0.79ratio
FMR$1,880
Market$2,370
vs market-$490

FMR is below market; voucher rent may lag private rents.

90% standard$1,692 / 0.71 ratio110% standard$2,068 / 0.87 ratio
0.79
2 BR
2 BR
0.88ratio
FMR$2,310
Market$2,640
vs market-$330

FMR is below market; voucher rent may lag private rents.

90% standard$2,079 / 0.79 ratio110% standard$2,541 / 0.96 ratio
0.88
3 BR
3 BR
1.16ratio
FMR$3,070
Market$2,650
vs market+$420

FMR is above market; underwrite to market rent.

90% standard$2,763 / 1.04 ratio110% standard$3,377 / 1.27 ratio
1.16
4 BR
4 BR
1.26ratio
FMR$3,540
Market$2,820
vs market+$720

FMR is above market; underwrite to market rent.

90% standard$3,186 / 1.13 ratio110% standard$3,894 / 1.38 ratio
1.26
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 95834 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

95834 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 95834 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,310 and the 4 bedroom fair market rent is $3,540.

Use this page for searches like 95834 FMR, 95834 fair market rent, and 95834 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 95834
Bedroom sizeHUD FMR
Studio$1,790
1 bedroom$1,880
2 bedroom$2,310
3 bedroom$3,070
4 bedroom$3,540