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Sacramento County/Sacramento/95827

95827

ZIPSAFMR
Sacramento County, CA
Zillow

ZIP Investment Score

90Below average

095130300
BRFMR
Eff. Rent
0 BR$1,780$1,730
1 BR$1,830$1,870
2 BR$2,250$2,040
3 BR$2,950$2,280
4 BR$3,400$2,850
5 BR$3,910Not available
6 BR$4,496Not available
7 BR$5,171Not available
8 BR$5,947Not available

Purchase Price Calculator

Maximum purchase price
$241,227

Cost breakdown

+Likely effective rent$2,040
HUD FMR$2,250
Market rentUsed$2,040
Est. payment standard (94%)$2,110
-Principal and interest-$1,220
Loan amount$192,981
Down payment$48,245
Rate6.50%
Term30 years
-Operating costs-$620
Property taxes-$241
Insurance-$175
Utilities$0
HOA$0
Management-$204
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$32,662(67.7% ROI)
Projected value
$259,775
Return breakdown
Property appreciation+$18,548
Loan principal paid down+$6,914
Rental cash flow+$7,200
5-year hold
+$56,029(116.1% ROI)
Projected value
$272,926
Return breakdown
Property appreciation+$31,699
Loan principal paid down+$12,330
Rental cash flow+$12,000
10-year hold
+$120,943(250.7% ROI)
Projected value
$308,791
Return breakdown
Property appreciation+$67,564
Loan principal paid down+$29,379
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.03
1 BR
0.97
2 BR
1.10
3 BR
1.29
4 BR
1.19
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 95827 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 95827 (Sacramento, CA) is $2,250 a month. That is down 1.7% from $2,290 in FY 2026. Sacramento is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 69 ZIP codes in Sacramento County, 95827 has the 28th-highest two-bedroom rent (county range $1,360–$3,130). The median county two-bedroom FMR in California is $1,725, so ZIP 95827 is 30% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 95827
BedroomsFY 2027Change90–110% range
Studio$1,780+0.6%$1,602–$1,958
1BR$1,830−1.6%$1,647–$2,013
2BR$2,250−1.7%$2,025–$2,475
3BR$2,950−3.3%$2,655–$3,245
4BR$3,400−3.1%$3,060–$3,740

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 95827
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,780$1,830$2,250$2,950$3,400
FY 2026$1,770$1,860$2,290$3,050$3,510
FY 2025$1,710$1,800$2,240$3,040$3,510
FY 2024$1,550$1,670$2,080$2,900$3,330
FY 2023$1,270$1,390$1,750$2,490$2,900

Two-bedroom rent in nearby Sacramento County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 95827
95821$1,940−13.8%
95822$2,050−8.9%
95823$1,930−14.2%
95824$1,750−22.2%
95825$2,240−0.4%
95826$2,140−4.9%
95827Current$2,250—
95828$1,990−11.6%
95829$2,630+16.9%
95830$2,560+13.8%
95831$2,460+9.3%
95832$2,370+5.3%

Questions about ZIP 95827 rents

How much will Section 8 pay for a two-bedroom in ZIP 95827?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,250, that basic range is $2,025 to $2,475 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 95827 in?

ZIP 95827 is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 95827 for FY 2027?

The two-bedroom FMR fell 1.7%, from $2,290 in FY 2026 to $2,250 in FY 2027. Since FY 2023 it has risen 28.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentSacramento, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources