95843
ZIPSAFMR
Sacramento County, CA
BRFMR
Eff. Rent
0 BR$2,080$1,640
1 BR$2,180$1,780
2 BR$2,680$2,280
3 BR$3,570$2,670
4 BR$4,110$2,810
5 BR$4,727
6 BR$5,435
7 BR$6,251
8 BR$7,188

Purchase Price Calculator

Maximum purchase price
$276,891

Cost breakdown

+Likely effective rent$2,280
HUD FMR$2,680
Market rentUsed$2,280
Est. payment standard (90%)$2,420
Market rent is below the inferred standard ($2,420, 90% of FMR).
-Principal and interest-$1,400
Loan amount$221,512
Down payment$55,378
Rate6.50%
Term30 years
-Operating costs-$680
Property taxes-$277
Insurance-$175
Utilities$0
HOA$0
Management-$228
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$36,427(65.8% ROI)
Projected value
$298,181
Current value$276,891
Return breakdown
Property appreciation+$21,290
Loan principal paid down+$7,936
Rental cash flow+$7,200
5-year hold
+$62,538(112.9% ROI)
Projected value
$313,276
Current value$276,891
Return breakdown
Property appreciation+$36,386
Loan principal paid down+$14,152
Rental cash flow+$12,000
10-year hold
+$135,276(244.3% ROI)
Projected value
$354,443
Current value$276,891
Return breakdown
Property appreciation+$77,553
Loan principal paid down+$33,723
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.27ratio
FMR$2,080
Market$1,640
vs market+$440

FMR is above market; underwrite to market rent.

90% standard$1,872 / 1.14 ratio110% standard$2,288 / 1.40 ratio
1.27
1 BR
1 BR
1.22ratio
FMR$2,180
Market$1,780
vs market+$400

FMR is above market; underwrite to market rent.

90% standard$1,962 / 1.10 ratio110% standard$2,398 / 1.35 ratio
1.22
2 BR
2 BR
1.18ratio
FMR$2,680
Market$2,280
vs market+$400

FMR is above market; underwrite to market rent.

90% standard$2,412 / 1.06 ratio110% standard$2,948 / 1.29 ratio
1.18
3 BR
3 BR
1.34ratio
FMR$3,570
Market$2,670
vs market+$900

FMR is above market; underwrite to market rent.

90% standard$3,213 / 1.20 ratio110% standard$3,927 / 1.47 ratio
1.34
4 BR
4 BR
1.46ratio
FMR$4,110
Market$2,810
vs market+$1,300

FMR is above market; underwrite to market rent.

90% standard$3,699 / 1.32 ratio110% standard$4,521 / 1.61 ratio
1.46
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 95843 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

95843 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 95843 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,680 and the 4 bedroom fair market rent is $4,110.

Use this page for searches like 95843 FMR, 95843 fair market rent, and 95843 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 95843
Bedroom sizeHUD FMR
Studio$2,080
1 bedroom$2,180
2 bedroom$2,680
3 bedroom$3,570
4 bedroom$4,110