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Sacramento County/Elk Grove/95757

95757

ZIPSAFMR
Sacramento County, CA
Zillow

ZIP Investment Score

84Below average

095130300
BRFMR
Eff. Rent
0 BR$2,480$2,440
1 BR$2,550$2,580
2 BR$3,130$2,850
3 BR$4,110$3,120
4 BR$4,730$3,060
5 BR$5,440Not available
6 BR$6,255Not available
7 BR$7,194Not available
8 BR$8,273Not available

Purchase Price Calculator

Maximum purchase price
$361,592

Cost breakdown

+Likely effective rent$2,850
HUD FMR$3,130
Market rentUsed$2,850
Est. payment standard (94%)$2,950
-Principal and interest-$1,828
Loan amount$289,274
Down payment$72,318
Rate6.50%
Term30 years
-Operating costs-$822
Property taxes-$362
Insurance-$175
Utilities$0
HOA$0
Management-$285
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$45,367(62.7% ROI)
Projected value
$389,395
Return breakdown
Property appreciation+$27,803
Loan principal paid down+$10,364
Rental cash flow+$7,200
5-year hold
+$77,998(107.9% ROI)
Projected value
$409,109
Return breakdown
Property appreciation+$47,516
Loan principal paid down+$18,482
Rental cash flow+$12,000
10-year hold
+$169,315(234.1% ROI)
Projected value
$462,869
Return breakdown
Property appreciation+$101,276
Loan principal paid down+$44,039
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.02
1 BR
0.98
2 BR
1.10
3 BR
1.32
4 BR
1.55
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 95757 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 95757 (Elk Grove, CA) is $3,130 a month. That is down 4.6% from $3,280 in FY 2026. Elk Grove is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 69 ZIP codes in Sacramento County, 95757 has the highest two-bedroom rent (county range $1,360–$3,130). The median county two-bedroom FMR in California is $1,725, so ZIP 95757 is 81% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 95757
BedroomsFY 2027Change90–110% range
Studio$2,480−2.4%$2,232–$2,728
1BR$2,550−4.5%$2,295–$2,805
2BR$3,130−4.6%$2,817–$3,443
3BR$4,110−5.9%$3,699–$4,521
4BR$4,730−6.0%$4,257–$5,203

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 95757
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,480$2,550$3,130$4,110$4,730
FY 2026$2,540$2,670$3,280$4,370$5,030
FY 2025$2,460$2,600$3,230$4,380$5,060
FY 2024$2,270$2,450$3,050$4,250$4,890
FY 2023$1,880$2,060$2,590$3,680$4,290

Two-bedroom rent in nearby Sacramento County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 95757
95741$2,170−30.7%
95742$3,100−1.0%
95757Current$3,130—
95758$2,740−12.5%
95759$2,170−30.7%
95763$2,170−30.7%
95811$2,340−25.2%
95812$2,170−30.7%
95813$2,170−30.7%
95814$2,150−31.3%
95815$1,850−40.9%
95816$2,630−16.0%

Questions about ZIP 95757 rents

How much will Section 8 pay for a two-bedroom in ZIP 95757?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $3,130, that basic range is $2,817 to $3,443 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 95757 in?

ZIP 95757 is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 95757 for FY 2027?

The two-bedroom FMR fell 4.6%, from $3,280 in FY 2026 to $3,130 in FY 2027. Since FY 2023 it has risen 20.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentElk Grove, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources