95864
ZIPSAFMR
Sacramento County, CA
BRFMR
Eff. Rent
0 BR$1,840$1,520
1 BR$1,930$1,930
2 BR$2,370$2,100
3 BR$3,150$2,580
4 BR$3,640$2,960
5 BR$4,186
6 BR$4,814
7 BR$5,536
8 BR$6,366

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.21ratio
FMR$1,840
Market$1,520
vs market+$320

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.21
1 BR
1 BR
0.99ratio
FMR$1,930
Market$1,950
vs market-$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.99
2 BR
2 BR
1.13ratio
FMR$2,370
Market$2,100
vs market+$270

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.13
3 BR
3 BR
1.22ratio
FMR$3,150
Market$2,580
vs market+$570

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.22
4 BR
4 BR
1.23ratio
FMR$3,640
Market$2,960
vs market+$680

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.23
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$290,265
Rent
$2,370
Down payment
$58,053
Loan
$232,212
Mortgage
$1,468
Expenses
$702
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 95864 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.