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Sacramento County/Elk Grove/95758

95758

ZIPSAFMR
Sacramento County, CA
Zillow

ZIP Investment Score

86Below average

095130300
BRFMR
Eff. Rent
0 BR$2,170$2,060
1 BR$2,230$2,040
2 BR$2,740$2,290
3 BR$3,590$2,600
4 BR$4,140$2,770
5 BR$4,761Not available
6 BR$5,475Not available
7 BR$6,296Not available
8 BR$7,241Not available

Purchase Price Calculator

Maximum purchase price
$278,377

Cost breakdown

+Likely effective rent$2,290
HUD FMR$2,740
Market rentUsed$2,290
Est. payment standard (90%)$2,470
-Principal and interest-$1,408
Loan amount$222,701
Down payment$55,675
Rate6.50%
Term30 years
-Operating costs-$682
Property taxes-$278
Insurance-$175
Utilities$0
HOA$0
Management-$229
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$36,583(65.7% ROI)
Projected value
$299,781
Return breakdown
Property appreciation+$21,405
Loan principal paid down+$7,979
Rental cash flow+$7,200
5-year hold
+$62,809(112.8% ROI)
Projected value
$314,958
Return breakdown
Property appreciation+$36,581
Loan principal paid down+$14,228
Rental cash flow+$12,000
10-year hold
+$135,873(244.0% ROI)
Projected value
$356,346
Return breakdown
Property appreciation+$77,969
Loan principal paid down+$33,904
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.05
1 BR
1.09
2 BR
1.20
3 BR
1.38
4 BR
1.49
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 95758 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 95758 (Elk Grove, CA) is $2,740 a month. That is up 11.4% from $2,460 in FY 2026. Elk Grove is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 69 ZIP codes in Sacramento County, 95758 has the 7th-highest two-bedroom rent (county range $1,360–$3,130). The median county two-bedroom FMR in California is $1,725, so ZIP 95758 is 59% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 95758
BedroomsFY 2027Change90–110% range
Studio$2,170+13.6%$1,953–$2,387
1BR$2,230+11.5%$2,007–$2,453
2BR$2,740+11.4%$2,466–$3,014
3BR$3,590+9.8%$3,231–$3,949
4BR$4,140+9.8%$3,726–$4,554

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 95758
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,170$2,230$2,740$3,590$4,140
FY 2026$1,910$2,000$2,460$3,270$3,770
FY 2025$1,740$1,840$2,280$3,090$3,570
FY 2024$1,590$1,720$2,140$2,980$3,430
FY 2023$1,370$1,500$1,880$2,670$3,110

Two-bedroom rent in nearby Sacramento County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 95758
95741$2,170−20.8%
95742$3,100+13.1%
95757$3,130+14.2%
95758Current$2,740—
95759$2,170−20.8%
95763$2,170−20.8%
95811$2,340−14.6%
95812$2,170−20.8%
95813$2,170−20.8%
95814$2,150−21.5%
95815$1,850−32.5%
95816$2,630−4.0%

Questions about ZIP 95758 rents

How much will Section 8 pay for a two-bedroom in ZIP 95758?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,740, that basic range is $2,466 to $3,014 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 95758 in?

ZIP 95758 is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 95758 for FY 2027?

The two-bedroom FMR rose 11.4%, from $2,460 in FY 2026 to $2,740 in FY 2027. Since FY 2023 it has risen 45.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentElk Grove, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources