95758
ZIPSAFMR
Sacramento County, CA
BRFMR
Eff. Rent
0 BR$1,910$2,010
1 BR$2,000$2,030
2 BR$2,460$2,290
3 BR$3,270$2,600
4 BR$3,770$2,770
5 BR$4,336
6 BR$4,986
7 BR$5,734
8 BR$6,594

Purchase Price Calculator

Maximum purchase price
$278,377

Cost breakdown

+Likely effective rent$2,290
HUD FMR$2,460
Market rentUsed$2,290
Est. payment standard (96%)$2,350
Market rent is below the inferred standard ($2,350, 96% of FMR).
-Principal and interest-$1,408
Loan amount$222,701
Down payment$55,675
Rate6.50%
Term30 years
-Operating costs-$682
Property taxes-$278
Insurance-$175
Utilities$0
HOA$0
Management-$229
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$36,583(65.7% ROI)
Projected value
$299,781
Current value$278,377
Return breakdown
Property appreciation+$21,405
Loan principal paid down+$7,979
Rental cash flow+$7,200
5-year hold
+$62,809(112.8% ROI)
Projected value
$314,958
Current value$278,377
Return breakdown
Property appreciation+$36,581
Loan principal paid down+$14,228
Rental cash flow+$12,000
10-year hold
+$135,873(244.0% ROI)
Projected value
$356,346
Current value$278,377
Return breakdown
Property appreciation+$77,969
Loan principal paid down+$33,904
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.93ratio
FMR$1,910
Market$2,060
vs market-$150

FMR is near market; voucher and private rents are aligned.

90% standard$1,719 / 0.83 ratio110% standard$2,101 / 1.02 ratio
0.93
1 BR
1 BR
0.98ratio
FMR$2,000
Market$2,040
vs market-$40

FMR is near market; voucher and private rents are aligned.

90% standard$1,800 / 0.88 ratio110% standard$2,200 / 1.08 ratio
0.98
2 BR
2 BR
1.07ratio
FMR$2,460
Market$2,290
vs market+$170

FMR is near market; voucher and private rents are aligned.

90% standard$2,214 / 0.97 ratio110% standard$2,706 / 1.18 ratio
1.07
3 BR
3 BR
1.26ratio
FMR$3,270
Market$2,600
vs market+$670

FMR is above market; underwrite to market rent.

90% standard$2,943 / 1.13 ratio110% standard$3,597 / 1.38 ratio
1.26
4 BR
4 BR
1.36ratio
FMR$3,770
Market$2,770
vs market+$1,000

FMR is above market; underwrite to market rent.

90% standard$3,393 / 1.22 ratio110% standard$4,147 / 1.50 ratio
1.36
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 95758 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

95758 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 95758 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,460 and the 4 bedroom fair market rent is $3,770.

Use this page for searches like 95758 FMR, 95758 fair market rent, and 95758 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 95758
Bedroom sizeHUD FMR
Studio$1,910
1 bedroom$2,000
2 bedroom$2,460
3 bedroom$3,270
4 bedroom$3,770