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Sacramento County/Sacramento/95824

95824

ZIPSAFMR
Sacramento County, CA
Zillow

ZIP Investment Score

123Above average

095130300
BRFMR
Eff. Rent
0 BR$1,380$1,200
1 BR$1,430$1,280
2 BR$1,750$1,850
3 BR$2,300$2,410
4 BR$2,650$2,490
5 BR$3,047Not available
6 BR$3,505Not available
7 BR$4,030Not available
8 BR$4,635Not available

Purchase Price Calculator

Maximum purchase price
$212,993

Cost breakdown

+Likely effective rent$1,850
HUD FMR$1,750
Market rent$1,900
Est. payment standard (106%)Used$1,850
-Principal and interest-$1,077
Loan amount$170,394
Down payment$42,599
Rate6.50%
Term30 years
-Operating costs-$573
Property taxes-$213
Insurance-$175
Utilities$0
HOA$0
Management-$185
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,682(69.7% ROI)
Projected value
$229,370
Return breakdown
Property appreciation+$16,377
Loan principal paid down+$6,105
Rental cash flow+$7,200
5-year hold
+$50,876(119.4% ROI)
Projected value
$240,982
Return breakdown
Property appreciation+$27,989
Loan principal paid down+$10,887
Rental cash flow+$12,000
10-year hold
+$109,597(257.3% ROI)
Projected value
$272,649
Return breakdown
Property appreciation+$59,656
Loan principal paid down+$25,941
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.15
1 BR
1.12
2 BR
0.92
3 BR
0.93
4 BR
1.06
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 95824 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 95824 (Sacramento, CA) is $1,750 a month. That is down 2.8% from $1,800 in FY 2026. Sacramento is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 69 ZIP codes in Sacramento County, 95824 has the 65th-highest two-bedroom rent (county range $1,360–$3,130). The median county two-bedroom FMR in California is $1,725, so ZIP 95824 is 1% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 95824
BedroomsFY 2027Change90–110% range
Studio$1,380−1.4%$1,242–$1,518
1BR$1,430−2.1%$1,287–$1,573
2BR$1,750−2.8%$1,575–$1,925
3BR$2,300−4.2%$2,070–$2,530
4BR$2,650−4.0%$2,385–$2,915

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 95824
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,380$1,430$1,750$2,300$2,650
FY 2026$1,400$1,460$1,800$2,400$2,760
FY 2025$1,280$1,350$1,680$2,280$2,630
FY 2024$1,200$1,290$1,610$2,240$2,580
FY 2023$1,000$1,100$1,380$1,960$2,280

Two-bedroom rent in nearby Sacramento County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 95824
95818$2,480+41.7%
95819$2,510+43.4%
95820$1,940+10.9%
95821$1,940+10.9%
95822$2,050+17.1%
95823$1,930+10.3%
95824Current$1,750—
95825$2,240+28.0%
95826$2,140+22.3%
95827$2,250+28.6%
95828$1,990+13.7%
95829$2,630+50.3%

Questions about ZIP 95824 rents

How much will Section 8 pay for a two-bedroom in ZIP 95824?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,750, that basic range is $1,575 to $1,925 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 95824 in?

ZIP 95824 is in the Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 95824 for FY 2027?

The two-bedroom FMR fell 2.8%, from $1,800 in FY 2026 to $1,750 in FY 2027. Since FY 2023 it has risen 26.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentSacramento, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources