85233
ZIPSAFMR
Maricopa County, AZ
BRFMR
Eff. Rent
0 BR$1,770$1,210
1 BR$1,920$1,660
2 BR$2,230$2,220
3 BR$2,970$2,230
4 BR$3,300$2,680
5 BR$3,795
6 BR$4,364
7 BR$5,019
8 BR$5,772

Purchase Price Calculator

Maximum purchase price
$267,975

Cost breakdown

+Likely effective rent$2,220
HUD FMR$2,230
Market rentUsed$2,220
Est. payment standard (100%)$2,220
Market rent is below the inferred standard ($2,220, 100% of FMR).
-Principal and interest-$1,355
Loan amount$214,380
Down payment$53,595
Rate6.50%
Term30 years
-Operating costs-$665
Property taxes-$268
Insurance-$175
Utilities$0
HOA$0
Management-$222
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$35,485(66.2% ROI)
Projected value
$288,579
Current value$267,975
Return breakdown
Property appreciation+$20,605
Loan principal paid down+$7,681
Rental cash flow+$7,200
5-year hold
+$60,911(113.7% ROI)
Projected value
$303,189
Current value$267,975
Return breakdown
Property appreciation+$35,214
Loan principal paid down+$13,697
Rental cash flow+$12,000
10-year hold
+$131,692(245.7% ROI)
Projected value
$343,030
Current value$267,975
Return breakdown
Property appreciation+$75,056
Loan principal paid down+$32,637
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.46ratio
FMR$1,770
Market$1,210
vs market+$560

FMR is above market; underwrite to market rent.

90% standard$1,593 / 1.32 ratio110% standard$1,947 / 1.61 ratio
1.46
1 BR
1 BR
1.16ratio
FMR$1,920
Market$1,660
vs market+$260

FMR is above market; underwrite to market rent.

90% standard$1,728 / 1.04 ratio110% standard$2,112 / 1.27 ratio
1.16
2 BR
2 BR
1.00ratio
FMR$2,230
Market$2,220
vs market+$10

FMR is near market; voucher and private rents are aligned.

90% standard$2,007 / 0.90 ratio110% standard$2,453 / 1.10 ratio
1.00
3 BR
3 BR
1.33ratio
FMR$2,970
Market$2,230
vs market+$740

FMR is above market; underwrite to market rent.

90% standard$2,673 / 1.20 ratio110% standard$3,267 / 1.47 ratio
1.33
4 BR
4 BR
1.23ratio
FMR$3,300
Market$2,680
vs market+$620

FMR is above market; underwrite to market rent.

90% standard$2,970 / 1.11 ratio110% standard$3,630 / 1.35 ratio
1.23
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 85233 (AZ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

85233 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 85233 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,230 and the 4 bedroom fair market rent is $3,300.

Use this page for searches like 85233 FMR, 85233 fair market rent, and 85233 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 85233
Bedroom sizeHUD FMR
Studio$1,770
1 bedroom$1,920
2 bedroom$2,230
3 bedroom$2,970
4 bedroom$3,300