85050
ZIPSAFMR
Maricopa County, AZ
BRFMR
Eff. Rent
0 BR$2,060$1,610
1 BR$2,240$1,640
2 BR$2,600$2,460
3 BR$3,470$2,670
4 BR$3,850$3,250
5 BR$4,428
6 BR$5,092
7 BR$5,855
8 BR$6,734

Purchase Price Calculator

Maximum purchase price
$303,639

Cost breakdown

+Likely effective rent$2,460
HUD FMR$2,600
Market rentUsed$2,460
Est. payment standard (97%)$2,510
Market rent is below the inferred standard ($2,510, 97% of FMR).
-Principal and interest-$1,535
Loan amount$242,911
Down payment$60,728
Rate6.50%
Term30 years
-Operating costs-$725
Property taxes-$304
Insurance-$175
Utilities$0
HOA$0
Management-$246
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$39,250(64.6% ROI)
Projected value
$326,985
Current value$303,639
Return breakdown
Property appreciation+$23,347
Loan principal paid down+$8,703
Rental cash flow+$7,200
5-year hold
+$67,420(111.0% ROI)
Projected value
$343,539
Current value$303,639
Return breakdown
Property appreciation+$39,901
Loan principal paid down+$15,520
Rental cash flow+$12,000
10-year hold
+$146,025(240.5% ROI)
Projected value
$388,683
Current value$303,639
Return breakdown
Property appreciation+$85,044
Loan principal paid down+$36,980
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.28ratio
FMR$2,060
Market$1,610
vs market+$450

FMR is above market; underwrite to market rent.

90% standard$1,854 / 1.15 ratio110% standard$2,266 / 1.41 ratio
1.28
1 BR
1 BR
1.37ratio
FMR$2,240
Market$1,640
vs market+$600

FMR is above market; underwrite to market rent.

90% standard$2,016 / 1.23 ratio110% standard$2,464 / 1.50 ratio
1.37
2 BR
2 BR
1.06ratio
FMR$2,600
Market$2,460
vs market+$140

FMR is near market; voucher and private rents are aligned.

90% standard$2,340 / 0.95 ratio110% standard$2,860 / 1.16 ratio
1.06
3 BR
3 BR
1.30ratio
FMR$3,470
Market$2,670
vs market+$800

FMR is above market; underwrite to market rent.

90% standard$3,123 / 1.17 ratio110% standard$3,817 / 1.43 ratio
1.30
4 BR
4 BR
1.18ratio
FMR$3,850
Market$3,250
vs market+$600

FMR is above market; underwrite to market rent.

90% standard$3,465 / 1.07 ratio110% standard$4,235 / 1.30 ratio
1.18
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 85050 (AZ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

85050 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 85050 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,600 and the 4 bedroom fair market rent is $3,850.

Use this page for searches like 85050 FMR, 85050 fair market rent, and 85050 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 85050
Bedroom sizeHUD FMR
Studio$2,060
1 bedroom$2,240
2 bedroom$2,600
3 bedroom$3,470
4 bedroom$3,850