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85390

ZIPSAFMR
Maricopa County, AZ

ZIP Investment Score

54Below average

095130300
BRFMR
Eff. Rent
0 BR$1,170$1,170
1 BR$1,290$1,290
2 BR$1,520$1,520
3 BR$2,040$2,040
4 BR$2,250$2,250
5 BR$2,588Not available
6 BR$2,976Not available
7 BR$3,422Not available
8 BR$3,935Not available

Purchase Price Calculator

Maximum purchase price
$163,955

Cost breakdown

+Likely effective rent$1,520
HUD FMRUsed$1,520
Market rentN/A
Est. payment standardN/A
-Principal and interest-$829
Loan amount$131,164
Down payment$32,791
Rate6.50%
Term30 years
-Operating costs-$491
Property taxes-$164
Insurance-$175
Utilities$0
HOA$0
Management-$152
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,506(74.7% ROI)
Projected value
$176,561
Return breakdown
Property appreciation+$12,607
Loan principal paid down+$4,699
Rental cash flow+$7,200
5-year hold
+$41,925(127.9% ROI)
Projected value
$185,500
Return breakdown
Property appreciation+$21,545
Loan principal paid down+$8,380
Rental cash flow+$12,000
10-year hold
+$89,889(274.1% ROI)
Projected value
$209,876
Return breakdown
Property appreciation+$45,921
Loan principal paid down+$19,968
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 85390 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 85390 (Wickenburg, AZ) is $1,520 a month. That is down 9.5% from $1,680 in FY 2026. Wickenburg is in the Phoenix-Mesa-Chandler, AZ MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 185 ZIP codes in Maricopa County, 85390 is tied for the 160th-highest two-bedroom rent (county range $1,380–$2,600). The median county two-bedroom FMR in Arizona is $1,244, so ZIP 85390 is 22% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 85390
BedroomsFY 2027Change90–110% range
Studio$1,170−10.0%$1,053–$1,287
1BR$1,290−9.8%$1,161–$1,419
2BR$1,520−9.5%$1,368–$1,672
3BR$2,040−9.7%$1,836–$2,244
4BR$2,250−10.0%$2,025–$2,475

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 85390
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,170$1,290$1,520$2,040$2,250
FY 2026$1,300$1,430$1,680$2,260$2,500
FY 2025$1,320$1,440$1,690$2,290$2,610
FY 2024$1,210$1,330$1,570$2,150$2,450
FY 2023$910$990$1,180$1,650$1,880

Two-bedroom rent in nearby Maricopa County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 85390
85379$2,160+42.1%
85380$1,740+14.5%
85381$1,760+15.8%
85382$1,970+29.6%
85383$2,450+61.2%
85385$1,740+14.5%
85387$2,410+58.6%
85388$2,260+48.7%
85390Current$1,520—
85392$1,950+28.3%
85395$2,050+34.9%
85396$2,250+48.0%

Questions about ZIP 85390 rents

How much will Section 8 pay for a two-bedroom in ZIP 85390?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,520, that basic range is $1,368 to $1,672 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 85390 in?

ZIP 85390 is in the Phoenix-Mesa-Chandler, AZ MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 85390 for FY 2027?

The two-bedroom FMR fell 9.5%, from $1,680 in FY 2026 to $1,520 in FY 2027. Since FY 2023 it has risen 28.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set