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Maricopa County/Scottsdale/85266

85266

ZIPSAFMR
Maricopa County, AZ
Zillow

ZIP Investment Score

44Below average

095130300
BRFMR
Eff. Rent
0 BR$2,080$2,290
1 BR$2,240$2,460
2 BR$2,600$2,860
3 BR$3,430$3,770
4 BR$3,800$4,180
5 BR$4,370Not available
6 BR$5,025Not available
7 BR$5,779Not available
8 BR$6,646Not available

Purchase Price Calculator

Maximum purchase price
$363,078

Cost breakdown

+Likely effective rent$2,860
HUD FMR$2,600
Market rent$4,650
Est. payment standard (110%)Used$2,860
-Principal and interest-$1,836
Loan amount$290,463
Down payment$72,616
Rate6.50%
Term30 years
-Operating costs-$824
Property taxes-$363
Insurance-$175
Utilities$0
HOA$0
Management-$286
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$45,524(62.7% ROI)
Projected value
$390,996
Return breakdown
Property appreciation+$27,917
Loan principal paid down+$10,407
Rental cash flow+$7,200
5-year hold
+$78,269(107.8% ROI)
Projected value
$410,790
Return breakdown
Property appreciation+$47,711
Loan principal paid down+$18,558
Rental cash flow+$12,000
10-year hold
+$169,912(234.0% ROI)
Projected value
$464,771
Return breakdown
Property appreciation+$101,693
Loan principal paid down+$44,220
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.56
1 BR
0.56
2 BR
0.56
3 BR
0.79
4 BR
0.74
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 85266 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 85266 (Scottsdale, AZ) is $2,600 a month. That is down 5.8% from $2,760 in FY 2026. Scottsdale is in the Phoenix-Mesa-Chandler, AZ MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 185 ZIP codes in Maricopa County, 85266 is tied for the highest two-bedroom rent (county range $1,380–$2,600). The median county two-bedroom FMR in Arizona is $1,244, so ZIP 85266 is 109% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 85266
BedroomsFY 2027Change90–110% range
Studio$2,080−5.0%$1,872–$2,288
1BR$2,240−5.9%$2,016–$2,464
2BR$2,600−5.8%$2,340–$2,860
3BR$3,430−6.8%$3,087–$3,773
4BR$3,800−6.9%$3,420–$4,180

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 85266
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,080$2,240$2,600$3,430$3,800
FY 2026$2,190$2,380$2,760$3,680$4,080
FY 2025$2,300$2,520$2,930$3,940$4,410
FY 2024$2,190$2,400$2,820$3,820$4,340
FY 2023$2,020$2,200$2,610$3,580$4,070

Two-bedroom rent in nearby Maricopa County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 85266
85258$2,220−14.6%
85259$1,950−25.0%
85260$2,220−14.6%
85261$1,740−33.1%
85262$2,490−4.2%
85263$2,290−11.9%
85264$1,980−23.8%
85266Current$2,600—
85267$1,740−33.1%
85268$1,950−25.0%
85269$1,740−33.1%
85271$1,740−33.1%

Questions about ZIP 85266 rents

How much will Section 8 pay for a two-bedroom in ZIP 85266?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,600, that basic range is $2,340 to $2,860 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 85266 in?

ZIP 85266 is in the Phoenix-Mesa-Chandler, AZ MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 85266 for FY 2027?

The two-bedroom FMR fell 5.8%, from $2,760 in FY 2026 to $2,600 in FY 2027. Since FY 2023 it has fallen 0.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentScottsdale, AZ fair market rentAZ statewide rentsWhat is SAFMR?Data sources