85053
ZIPSAFMR
Maricopa County, AZ
BRFMR
Eff. Rent
0 BR$1,240$1,100
1 BR$1,350$1,220
2 BR$1,570$1,690
3 BR$2,090$1,970
4 BR$2,350$2,380
5 BR$2,703
6 BR$3,108
7 BR$3,574
8 BR$4,110

Purchase Price Calculator

Maximum purchase price
$189,217

Cost breakdown

+Likely effective rent$1,690
HUD FMR$1,570
Market rent$1,760
Est. payment standard (108%)Used$1,690
Estimated payment standard is $1,690 (108% of FMR).
-Principal and interest-$957
Loan amount$151,373
Down payment$37,843
Rate6.50%
Term30 years
-Operating costs-$533
Property taxes-$189
Insurance-$175
Utilities$0
HOA$0
Management-$169
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$27,172(71.8% ROI)
Projected value
$203,766
Current value$189,217
Return breakdown
Property appreciation+$14,549
Loan principal paid down+$5,423
Rental cash flow+$7,200
5-year hold
+$46,536(123.0% ROI)
Projected value
$214,081
Current value$189,217
Return breakdown
Property appreciation+$24,865
Loan principal paid down+$9,671
Rental cash flow+$12,000
10-year hold
+$100,042(264.4% ROI)
Projected value
$242,214
Current value$189,217
Return breakdown
Property appreciation+$52,997
Loan principal paid down+$23,045
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.13ratio
FMR$1,240
Market$1,100
vs market+$140

FMR is above market; underwrite to market rent.

90% standard$1,116 / 1.01 ratio110% standard$1,364 / 1.24 ratio
1.13
1 BR
1 BR
1.11ratio
FMR$1,350
Market$1,220
vs market+$130

FMR is above market; underwrite to market rent.

90% standard$1,215 / 1.00 ratio110% standard$1,485 / 1.22 ratio
1.11
2 BR
2 BR
0.89ratio
FMR$1,570
Market$1,760
vs market-$190

FMR is below market; voucher rent may lag private rents.

90% standard$1,413 / 0.80 ratio110% standard$1,727 / 0.98 ratio
0.89
3 BR
3 BR
1.06ratio
FMR$2,090
Market$1,970
vs market+$120

FMR is near market; voucher and private rents are aligned.

90% standard$1,881 / 0.95 ratio110% standard$2,299 / 1.17 ratio
1.06
4 BR
4 BR
0.98ratio
FMR$2,350
Market$2,400
vs market-$50

FMR is near market; voucher and private rents are aligned.

90% standard$2,115 / 0.88 ratio110% standard$2,585 / 1.08 ratio
0.98
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 85053 (AZ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

85053 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 85053 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,570 and the 4 bedroom fair market rent is $2,350.

Use this page for searches like 85053 FMR, 85053 fair market rent, and 85053 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 85053
Bedroom sizeHUD FMR
Studio$1,240
1 bedroom$1,350
2 bedroom$1,570
3 bedroom$2,090
4 bedroom$2,350