85257
ZIPSAFMR
Maricopa County, AZ
BRFMR
Eff. Rent
0 BR$1,680$1,410
1 BR$1,830$1,670
2 BR$2,120$2,170
3 BR$2,830$2,810
4 BR$3,140$3,450
5 BR$3,611
6 BR$4,153
7 BR$4,776
8 BR$5,492

Purchase Price Calculator

Maximum purchase price
$260,545

Cost breakdown

+Likely effective rent$2,170
HUD FMR$2,120
Market rent$2,200
Est. payment standard (102%)Used$2,170
Estimated payment standard is $2,170 (102% of FMR).
-Principal and interest-$1,317
Loan amount$208,436
Down payment$52,109
Rate6.50%
Term30 years
-Operating costs-$653
Property taxes-$261
Insurance-$175
Utilities$0
HOA$0
Management-$217
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$34,701(66.6% ROI)
Projected value
$280,578
Current value$260,545
Return breakdown
Property appreciation+$20,033
Loan principal paid down+$7,468
Rental cash flow+$7,200
5-year hold
+$59,555(114.3% ROI)
Projected value
$294,782
Current value$260,545
Return breakdown
Property appreciation+$34,238
Loan principal paid down+$13,317
Rental cash flow+$12,000
10-year hold
+$128,707(247.0% ROI)
Projected value
$333,519
Current value$260,545
Return breakdown
Property appreciation+$72,975
Loan principal paid down+$31,732
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.19ratio
FMR$1,680
Market$1,410
vs market+$270

FMR is above market; underwrite to market rent.

90% standard$1,512 / 1.07 ratio110% standard$1,848 / 1.31 ratio
1.19
1 BR
1 BR
1.10ratio
FMR$1,830
Market$1,670
vs market+$160

FMR is near market; voucher and private rents are aligned.

90% standard$1,647 / 0.99 ratio110% standard$2,013 / 1.21 ratio
1.10
2 BR
2 BR
0.96ratio
FMR$2,120
Market$2,200
vs market-$80

FMR is near market; voucher and private rents are aligned.

90% standard$1,908 / 0.87 ratio110% standard$2,332 / 1.06 ratio
0.96
3 BR
3 BR
1.01ratio
FMR$2,830
Market$2,810
vs market+$20

FMR is near market; voucher and private rents are aligned.

90% standard$2,547 / 0.91 ratio110% standard$3,113 / 1.11 ratio
1.01
4 BR
4 BR
0.76ratio
FMR$3,140
Market$4,110
vs market-$970

FMR is below market; voucher rent may lag private rents.

90% standard$2,826 / 0.69 ratio110% standard$3,454 / 0.84 ratio
0.76
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 85257 (AZ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

85257 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 85257 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,120 and the 4 bedroom fair market rent is $3,140.

Use this page for searches like 85257 FMR, 85257 fair market rent, and 85257 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 85257
Bedroom sizeHUD FMR
Studio$1,680
1 bedroom$1,830
2 bedroom$2,120
3 bedroom$2,830
4 bedroom$3,140