11003
ZIPSAFMR
Nassau County, NY
BRFMR
Eff. Rent
0 BR$2,100$2,110
1 BR$2,500$2,190
2 BR$2,890$3,150
3 BR$3,750$3,750
4 BR$3,960$4,360
5 BR$4,554
6 BR$5,237
7 BR$6,023
8 BR$6,926

Purchase Price Calculator

Maximum purchase price
$406,172

Cost breakdown

+Likely effective rent$3,150
HUD FMR$2,890
Market rent$3,290
Est. payment standard (109%)Used$3,150
Estimated payment standard is $3,150 (109% of FMR).
-Principal and interest-$2,054
Loan amount$324,938
Down payment$81,234
Rate6.50%
Term30 years
-Operating costs-$896
Property taxes-$406
Insurance-$175
Utilities$0
HOA$0
Management-$315
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$50,073(61.6% ROI)
Projected value
$437,403
Current value$406,172
Return breakdown
Property appreciation+$31,231
Loan principal paid down+$11,642
Rental cash flow+$7,200
5-year hold
+$86,135(106.0% ROI)
Projected value
$459,547
Current value$406,172
Return breakdown
Property appreciation+$53,374
Loan principal paid down+$20,760
Rental cash flow+$12,000
10-year hold
+$187,231(230.5% ROI)
Projected value
$519,935
Current value$406,172
Return breakdown
Property appreciation+$113,763
Loan principal paid down+$49,468
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.99ratio
FMR$2,100
Market$2,120
vs market-$20

FMR is near market; voucher and private rents are aligned.

90% standard$1,890 / 0.89 ratio110% standard$2,310 / 1.09 ratio
0.99
1 BR
1 BR
1.14ratio
FMR$2,500
Market$2,190
vs market+$310

FMR is above market; underwrite to market rent.

90% standard$2,250 / 1.03 ratio110% standard$2,750 / 1.26 ratio
1.14
2 BR
2 BR
0.88ratio
FMR$2,890
Market$3,290
vs market-$400

FMR is below market; voucher rent may lag private rents.

90% standard$2,601 / 0.79 ratio110% standard$3,179 / 0.97 ratio
0.88
3 BR
3 BR
1.00ratio
FMR$3,750
Market$3,750
vs market+$0

FMR is near market; voucher and private rents are aligned.

90% standard$3,375 / 0.90 ratio110% standard$4,125 / 1.10 ratio
1.00
4 BR
4 BR
0.83ratio
FMR$3,960
Market$4,770
vs market-$810

FMR is below market; voucher rent may lag private rents.

90% standard$3,564 / 0.75 ratio110% standard$4,356 / 0.91 ratio
0.83
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 11003 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

11003 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 11003 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,890 and the 4 bedroom fair market rent is $3,960.

Use this page for searches like 11003 FMR, 11003 fair market rent, and 11003 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 11003
Bedroom sizeHUD FMR
Studio$2,100
1 bedroom$2,500
2 bedroom$2,890
3 bedroom$3,750
4 bedroom$3,960