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Nassau County/Seaford/11783

11783

ZIPSAFMR
Nassau County, NY
Zillow

ZIP Investment Score

60Below average

095130300
BRFMR
Eff. Rent
0 BR$2,340$2,280
1 BR$2,720$2,790
2 BR$3,200$3,520
3 BR$4,120$4,340
4 BR$4,370$4,790
5 BR$5,026Not available
6 BR$5,779Not available
7 BR$6,646Not available
8 BR$7,643Not available

Purchase Price Calculator

Maximum purchase price
$461,154

Cost breakdown

+Likely effective rent$3,520
HUD FMR$3,200
Market rent$3,740
Est. payment standard (110%)Used$3,520
-Principal and interest-$2,332
Loan amount$368,923
Down payment$92,231
Rate6.50%
Term30 years
-Operating costs-$988
Property taxes-$461
Insurance-$175
Utilities$0
HOA$0
Management-$352
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$55,876(60.6% ROI)
Projected value
$496,612
Return breakdown
Property appreciation+$35,458
Loan principal paid down+$13,218
Rental cash flow+$7,200
5-year hold
+$96,170(104.3% ROI)
Projected value
$521,754
Return breakdown
Property appreciation+$60,599
Loan principal paid down+$23,571
Rental cash flow+$12,000
10-year hold
+$209,327(227.0% ROI)
Projected value
$590,316
Return breakdown
Property appreciation+$129,162
Loan principal paid down+$56,164
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.03
1 BR
0.96
2 BR
0.86
3 BR
0.92
4 BR
0.87
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 11783 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 11783 (Seaford, NY) is $3,200 a month. That is down 4.5% from $3,350 in FY 2026. Seaford is in the Nassau-Suffolk, NY HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,689. Among 86 ZIP codes in Nassau County, 11783 has the 15th-highest two-bedroom rent (county range $2,480–$4,030). The median county two-bedroom FMR in New York is $1,385, so ZIP 11783 is 131% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 11783
BedroomsFY 2027Change90–110% range
Studio$2,340−3.7%$2,106–$2,574
1BR$2,720−6.2%$2,448–$2,992
2BR$3,200−4.5%$2,880–$3,520
3BR$4,120−5.3%$3,708–$4,532
4BR$4,370−5.0%$3,933–$4,807

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 11783
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,340$2,720$3,200$4,120$4,370
FY 2026$2,430$2,900$3,350$4,350$4,600
FY 2025$2,220$2,690$3,110$4,030$4,320
FY 2024$2,060$2,580$3,020$3,910$4,240
FY 2023$1,830$2,280$2,730$3,510$3,860

Two-bedroom rent in nearby Nassau County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 11783
11762$2,800−12.5%
11765$2,760−13.8%
11771$2,480−22.5%
11773$2,710−15.3%
11783Current$3,200—
11791$4,030+25.9%
11793$2,850−10.9%
11797$3,920+22.5%
11801$3,530+10.3%
11802$2,710−15.3%
11803$3,610+12.8%
11804$3,030−5.3%

Questions about ZIP 11783 rents

How much will Section 8 pay for a two-bedroom in ZIP 11783?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,689, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,420 to $2,958 a month; under the ZIP-level Small Area FMR of $3,200 it would be $2,880 to $3,520. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 11783 in?

ZIP 11783 is in the Nassau-Suffolk, NY HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,689.

How much did fair market rent change in ZIP 11783 for FY 2027?

The two-bedroom FMR fell 4.5%, from $3,350 in FY 2026 to $3,200 in FY 2027. Since FY 2023 it has risen 17.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentSeaford, NY fair market rentNY statewide rentsWhat is SAFMR?Data sources