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Dauphin County/Bridgeport/19405

19405

ZIPSAFMR
Dauphin County, PA
Zillow

ZIP Investment Score

116Above average

095130300
BRFMR
Eff. Rent
0 BR$1,360$1,240
1 BR$1,470$1,520
2 BR$1,760$1,940
3 BR$2,100$2,310
4 BR$2,310$2,540
5 BR$2,657Not available
6 BR$3,055Not available
7 BR$3,513Not available
8 BR$4,040Not available

Purchase Price Calculator

Maximum purchase price
$226,367

Cost breakdown

+Likely effective rent$1,940
HUD FMR$1,760
Market rent$2,140
Est. payment standard (110%)Used$1,940
-Principal and interest-$1,145
Loan amount$181,093
Down payment$45,273
Rate6.50%
Term30 years
-Operating costs-$595
Property taxes-$226
Insurance-$175
Utilities$0
HOA$0
Management-$194
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$31,094(68.7% ROI)
Projected value
$243,772
Return breakdown
Property appreciation+$17,405
Loan principal paid down+$6,488
Rental cash flow+$7,200
5-year hold
+$53,317(117.8% ROI)
Projected value
$256,113
Return breakdown
Property appreciation+$29,746
Loan principal paid down+$11,570
Rental cash flow+$12,000
10-year hold
+$114,971(253.9% ROI)
Projected value
$289,769
Return breakdown
Property appreciation+$63,402
Loan principal paid down+$27,569
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.10
1 BR
0.95
2 BR
0.82
3 BR
0.82
4 BR
0.79
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 19405 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 19405 (Bridgeport, PA) is $1,760 a month. That is down 6.4% from $1,880 in FY 2026. Bridgeport is in the Harrisburg-Carlisle, PA MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 44 ZIP codes in Dauphin County, 19405 has the 5th-highest two-bedroom rent (county range $1,010–$1,900). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 19405 is 55% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 19405
BedroomsFY 2027Change90–110% range
Studio$1,360−6.2%$1,224–$1,496
1BR$1,470−7.0%$1,323–$1,617
2BR$1,760−6.4%$1,584–$1,936
3BR$2,100−6.7%$1,890–$2,310
4BR$2,310−8.3%$2,079–$2,541

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 19405
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,360$1,470$1,760$2,100$2,310
FY 2026$1,450$1,580$1,880$2,250$2,520
FY 2025$1,420$1,560$1,860$2,240$2,550
FY 2024$1,320$1,470$1,760$2,130$2,450
FY 2023$1,050$1,190$1,430$1,740$2,020

Two-bedroom rent in nearby Dauphin County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 19405
17121$1,610−8.5%
17122$1,610−8.5%
17123$1,610−8.5%
17124$1,610−8.5%
17125$1,610−8.5%
17126$1,610−8.5%
17127$1,610−8.5%
17129$1,610−8.5%
17938$1,010−42.6%
17978$1,150−34.7%
17980$1,040−40.9%
19405Current$1,760—

Questions about ZIP 19405 rents

How much will Section 8 pay for a two-bedroom in ZIP 19405?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,760, that basic range is $1,584 to $1,936 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 19405 in?

ZIP 19405 is in the Harrisburg-Carlisle, PA MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 19405 for FY 2027?

The two-bedroom FMR fell 6.4%, from $1,880 in FY 2026 to $1,760 in FY 2027. Since FY 2023 it has risen 23.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentBridgeport, PA fair market rentPA statewide rentsWhat is SAFMR?Data sources