19003
ZIPSAFMR
Montgomery County, PA
BRFMR
Eff. Rent
0 BR$1,570$1,350
1 BR$1,710$1,880
2 BR$2,040$2,240
3 BR$2,450$2,700
4 BR$2,730$3,000
5 BR$3,139
6 BR$3,610
7 BR$4,152
8 BR$4,775

Purchase Price Calculator

Maximum purchase price
$270,947

Cost breakdown

+Likely effective rent$2,240
HUD FMR$2,040
Market rent$2,460
Est. payment standard (110%)Used$2,240
Estimated payment standard is $2,240 (110% of FMR).
-Principal and interest-$1,370
Loan amount$216,757
Down payment$54,189
Rate6.50%
Term30 years
-Operating costs-$670
Property taxes-$271
Insurance-$175
Utilities$0
HOA$0
Management-$224
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$35,799(66.1% ROI)
Projected value
$291,780
Current value$270,947
Return breakdown
Property appreciation+$20,833
Loan principal paid down+$7,766
Rental cash flow+$7,200
5-year hold
+$61,453(113.4% ROI)
Projected value
$306,551
Current value$270,947
Return breakdown
Property appreciation+$35,605
Loan principal paid down+$13,849
Rental cash flow+$12,000
10-year hold
+$132,887(245.2% ROI)
Projected value
$346,835
Current value$270,947
Return breakdown
Property appreciation+$75,888
Loan principal paid down+$32,999
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.16ratio
FMR$1,570
Market$1,350
vs market+$220

FMR is above market; underwrite to market rent.

90% standard$1,413 / 1.05 ratio110% standard$1,727 / 1.28 ratio
1.16
1 BR
1 BR
0.86ratio
FMR$1,710
Market$1,980
vs market-$270

FMR is below market; voucher rent may lag private rents.

90% standard$1,539 / 0.78 ratio110% standard$1,881 / 0.95 ratio
0.86
2 BR
2 BR
0.83ratio
FMR$2,040
Market$2,460
vs market-$420

FMR is below market; voucher rent may lag private rents.

90% standard$1,836 / 0.75 ratio110% standard$2,244 / 0.91 ratio
0.83
3 BR
3 BR
0.78ratio
FMR$2,450
Market$3,130
vs market-$680

FMR is below market; voucher rent may lag private rents.

90% standard$2,205 / 0.70 ratio110% standard$2,695 / 0.86 ratio
0.78
4 BR
4 BR
0.80ratio
FMR$2,730
Market$3,410
vs market-$680

FMR is below market; voucher rent may lag private rents.

90% standard$2,457 / 0.72 ratio110% standard$3,003 / 0.88 ratio
0.80
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 19003 (PA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

19003 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 19003 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,040 and the 4 bedroom fair market rent is $2,730.

Use this page for searches like 19003 FMR, 19003 fair market rent, and 19003 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 19003
Bedroom sizeHUD FMR
Studio$1,570
1 bedroom$1,710
2 bedroom$2,040
3 bedroom$2,450
4 bedroom$2,730