Montgomery County/Royersford/19468

19468

ZIPSAFMR

Montgomery County, PA

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ZIP Investment Score

91Below average

095130300

BR	FMR	Eff. Rent	3Y CAGR
0 BR	$1,690	$1,460	2.3%
1 BR	$1,830	$1,680	1.3%
2 BR	$2,180	$2,030	1.1%
3 BR	$2,600	$2,360	0.6%
4 BR	$2,870	$2,690	-0.8%
5 BR	$3,300	Not available	-0.8%
6 BR	$3,796	Not available	-0.8%
7 BR	$4,365	Not available	-0.8%
8 BR	$5,020	Not available	-0.8%

Purchase Price Calculator

Maximum purchase price

$239,741

Cost breakdown

+Likely effective rent$2,030

HUD FMR$2,180

Market rentUsed$2,030

Est. payment standard (96%)$2,080

-Principal and interest-$1,212

Loan amount$191,793

Down payment$47,948

Rate6.50%

Term30 years

-Operating costs-$618

Property taxes-$240

Insurance-$175

Utilities$0

HOA$0

Management-$203

=Target cash flow+$200

Calculation mode

BedroomsCash-flow target

Down payment methodDown payment %

HOA / mo

Utilities methodUtilities amount

Management methodManagement % of rent

Hold period projections

Annual appreciation rate

3-year hold

+$32,505(67.8% ROI)

Projected value

$258,174

Return breakdown

Property appreciation+$18,434

Loan principal paid down+$6,871

Rental cash flow+$7,200

5-year hold

+$55,758(116.3% ROI)

Projected value

$271,245

Return breakdown

Property appreciation+$31,504

Loan principal paid down+$12,254

Rental cash flow+$12,000

10-year hold

+$120,346(251.0% ROI)

Projected value

$306,888

Return breakdown

Property appreciation+$67,148

Loan principal paid down+$29,198

Rental cash flow+$24,000

Public Housing Authority

Rolodex

Market Alignment

Studio

1.16ratio

FMR$1,690

Market$1,460

vs market+$230

FMR is above market; underwrite to market rent.

1.16

1 BR

1.09ratio

FMR$1,830

Market$1,680

vs market+$150

FMR is near market; voucher and private rents are aligned.

1.09

2 BR

1.07ratio

FMR$2,180

Market$2,030

vs market+$150

FMR is near market; voucher and private rents are aligned.

1.07

3 BR

1.10ratio

FMR$2,600

Market$2,360

vs market+$240

FMR is above market; underwrite to market rent.

1.10

4 BR

1.07ratio

FMR$2,870

Market$2,690

vs market+$180

FMR is near market; voucher and private rents are aligned.

1.07

0.700.800.901.001.101.201.30aligned range

Historical

FY 2023-2027

FMR: FY2027
Market rent: last ~365 days
Property value: --
Tax rate: --
Mortgage rate: --

ZIP 19468 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 19468 (Royersford, PA) is $2,180 a month. That is unchanged from FY 2026. Royersford is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 93 ZIP codes in Montgomery County, 19468 is tied for the 28th-highest two-bedroom rent (county range $1,420–$2,790). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 19468 is 92% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 19468
Bedrooms	FY 2026	FY 2027	Change	90–110% range
Studio	$1,680	$1,690	+0.6%	$1,521–$1,859
1BR	$1,830	$1,830	0.0%	$1,647–$2,013
2BR	$2,180	$2,180	0.0%	$1,962–$2,398
3BR	$2,610	$2,600	−0.4%	$2,340–$2,860
4BR	$2,920	$2,870	−1.7%	$2,583–$3,157

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 19468
Fiscal year	Studio	1BR	2BR	3BR	4BR
FY 2027	$1,690	$1,830	$2,180	$2,600	$2,870
FY 2026	$1,680	$1,830	$2,180	$2,610	$2,920
FY 2025	$1,670	$1,840	$2,190	$2,640	$3,000
FY 2024	$1,580	$1,760	$2,110	$2,550	$2,940
FY 2023	$1,320	$1,490	$1,800	$2,190	$2,550

Two-bedroom rent in nearby Montgomery County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code	2 bedroom	vs. 19468
19453	$2,380	+9.2%
19454	$2,230	+2.3%
19456	$2,240	+2.8%
19460	$2,160	−0.9%
19462	$2,330	+6.9%
19464	$1,670	−23.4%
19468Current	$2,180	—
19472	$1,440	−33.9%
19473	$1,920	−11.9%
19474	$2,050	−6.0%
19477	$1,960	−10.1%
19478	$2,060	−5.5%

Questions about ZIP 19468 rents

How much will Section 8 pay for a two-bedroom in ZIP 19468?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,180, that basic range is $1,962 to $2,398 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 19468 in?

ZIP 19468 is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 19468 for FY 2027?

The two-bedroom FMR was unchanged at $2,180 in FY 2027. Since FY 2023 it has risen 21.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rent Royersford, PA fair market rent PA statewide rents What is SAFMR?Data sources