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Montgomery County/North Wales/19454

19454

ZIPSAFMR
Montgomery County, PA
Zillow

ZIP Investment Score

91Below average

095130300
BRFMR
Eff. Rent
0 BR$1,720$1,750
1 BR$1,870$1,780
2 BR$2,230$2,080
3 BR$2,660$2,600
4 BR$2,930$3,080
5 BR$3,369Not available
6 BR$3,875Not available
7 BR$4,456Not available
8 BR$5,125Not available

Purchase Price Calculator

Maximum purchase price
$247,171

Cost breakdown

+Likely effective rent$2,080
HUD FMR$2,230
Market rentUsed$2,080
Est. payment standard (96%)$2,130
-Principal and interest-$1,250
Loan amount$197,737
Down payment$49,434
Rate6.50%
Term30 years
-Operating costs-$630
Property taxes-$247
Insurance-$175
Utilities$0
HOA$0
Management-$208
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,290(67.3% ROI)
Projected value
$266,176
Return breakdown
Property appreciation+$19,005
Loan principal paid down+$7,084
Rental cash flow+$7,200
5-year hold
+$57,114(115.5% ROI)
Projected value
$279,651
Return breakdown
Property appreciation+$32,480
Loan principal paid down+$12,633
Rental cash flow+$12,000
10-year hold
+$123,332(249.5% ROI)
Projected value
$316,399
Return breakdown
Property appreciation+$69,229
Loan principal paid down+$30,103
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.98
1 BR
1.05
2 BR
1.07
3 BR
1.02
4 BR
0.93
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 19454 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 19454 (North Wales, PA) is $2,230 a month. That is up 3.2% from $2,160 in FY 2026. North Wales is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 93 ZIP codes in Montgomery County, 19454 is tied for the 23rd-highest two-bedroom rent (county range $1,420–$2,790). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 19454 is 96% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 19454
BedroomsFY 2027Change90–110% range
Studio$1,720+3.0%$1,548–$1,892
1BR$1,870+3.3%$1,683–$2,057
2BR$2,230+3.2%$2,007–$2,453
3BR$2,660+2.7%$2,394–$2,926
4BR$2,930+1.4%$2,637–$3,223

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 19454
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,720$1,870$2,230$2,660$2,930
FY 2026$1,670$1,810$2,160$2,590$2,890
FY 2025$1,590$1,750$2,090$2,520$2,860
FY 2024$1,500$1,670$2,000$2,420$2,790
FY 2023$1,250$1,410$1,700$2,070$2,400

Two-bedroom rent in nearby Montgomery County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 19454
19440$1,810−18.8%
19443$2,060−7.6%
19444$2,520+13.0%
19446$2,250+0.9%
19450$2,060−7.6%
19451$2,060−7.6%
19453$2,380+6.7%
19454Current$2,230—
19456$2,240+0.4%
19460$2,160−3.1%
19462$2,330+4.5%
19464$1,670−25.1%

Questions about ZIP 19454 rents

How much will Section 8 pay for a two-bedroom in ZIP 19454?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,230, that basic range is $2,007 to $2,453 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 19454 in?

ZIP 19454 is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 19454 for FY 2027?

The two-bedroom FMR rose 3.2%, from $2,160 in FY 2026 to $2,230 in FY 2027. Since FY 2023 it has risen 31.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentNorth Wales, PA fair market rentPA statewide rentsWhat is SAFMR?Data sources