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19474

ZIPSAFMR
Montgomery County, PA

ZIP Investment Score

111Above average

095130300
BRFMR
Eff. Rent
0 BR$1,580$1,590
1 BR$1,720$1,660
2 BR$2,050$2,060
3 BR$2,440$2,610
4 BR$2,690$2,960
5 BR$3,093Not available
6 BR$3,558Not available
7 BR$4,091Not available
8 BR$4,705Not available

Purchase Price Calculator

Maximum purchase price
$244,199

Cost breakdown

+Likely effective rent$2,060
HUD FMR$2,050
Market rent$2,070
Est. payment standard (101%)Used$2,060
-Principal and interest-$1,235
Loan amount$195,359
Down payment$48,840
Rate6.50%
Term30 years
-Operating costs-$625
Property taxes-$244
Insurance-$175
Utilities$0
HOA$0
Management-$206
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$32,976(67.5% ROI)
Projected value
$262,975
Return breakdown
Property appreciation+$18,777
Loan principal paid down+$6,999
Rental cash flow+$7,200
5-year hold
+$56,571(115.8% ROI)
Projected value
$276,288
Return breakdown
Property appreciation+$32,090
Loan principal paid down+$12,482
Rental cash flow+$12,000
10-year hold
+$122,137(250.1% ROI)
Projected value
$312,595
Return breakdown
Property appreciation+$68,396
Loan principal paid down+$29,741
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.99
1 BR
1.04
2 BR
0.99
3 BR
0.90
4 BR
0.84
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 19474 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 19474 (Skippack, PA) is $2,050 a month. That is up 0.5% from $2,040 in FY 2026. Skippack is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 93 ZIP codes in Montgomery County, 19474 is tied for the 52nd-highest two-bedroom rent (county range $1,420–$2,790). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 19474 is 80% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 19474
BedroomsFY 2027Change90–110% range
Studio$1,580+0.6%$1,422–$1,738
1BR$1,720+0.6%$1,548–$1,892
2BR$2,050+0.5%$1,845–$2,255
3BR$2,4400.0%$2,196–$2,684
4BR$2,690−1.5%$2,421–$2,959

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 19474
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,580$1,720$2,050$2,440$2,690
FY 2026$1,570$1,710$2,040$2,440$2,730
FY 2025$1,570$1,730$2,060$2,480$2,820
FY 2024$1,540$1,710$2,040$2,480$2,850
FY 2023$1,260$1,430$1,720$2,100$2,440

Two-bedroom rent in nearby Montgomery County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 19474
19460$2,160+5.4%
19462$2,330+13.7%
19464$1,670−18.5%
19468$2,180+6.3%
19472$1,440−29.8%
19473$1,920−6.3%
19474Current$2,050—
19477$1,960−4.4%
19478$2,060+0.5%
19484$2,060+0.5%
19486$2,060+0.5%
19490$2,210+7.8%

Questions about ZIP 19474 rents

How much will Section 8 pay for a two-bedroom in ZIP 19474?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,050, that basic range is $1,845 to $2,255 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 19474 in?

ZIP 19474 is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 19474 for FY 2027?

The two-bedroom FMR rose 0.5%, from $2,040 in FY 2026 to $2,050 in FY 2027. Since FY 2023 it has risen 19.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set