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Chester County/Pottstown/19464

19464

ZIPSAFMR
Chester County, PA
Zillow

ZIP Investment Score

68Below average

095130300
BRFMR
Eff. Rent
0 BR$1,290$1,200
1 BR$1,400$1,380
2 BR$1,670$1,670
3 BR$1,990$1,950
4 BR$2,190$2,270
5 BR$2,519Not available
6 BR$2,896Not available
7 BR$3,331Not available
8 BR$3,830Not available

Purchase Price Calculator

Maximum purchase price
$186,245

Cost breakdown

+Likely effective rent$1,670
HUD FMR$1,670
Market rent$1,670
Est. payment standard (100%)Used$1,670
-Principal and interest-$942
Loan amount$148,996
Down payment$37,249
Rate6.50%
Term30 years
-Operating costs-$528
Property taxes-$186
Insurance-$175
Utilities$0
HOA$0
Management-$167
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$26,859(72.1% ROI)
Projected value
$200,565
Return breakdown
Property appreciation+$14,320
Loan principal paid down+$5,338
Rental cash flow+$7,200
5-year hold
+$45,993(123.5% ROI)
Projected value
$210,719
Return breakdown
Property appreciation+$24,474
Loan principal paid down+$9,519
Rental cash flow+$12,000
10-year hold
+$98,847(265.4% ROI)
Projected value
$238,409
Return breakdown
Property appreciation+$52,164
Loan principal paid down+$22,683
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.07
1 BR
1.01
2 BR
1.00
3 BR
1.02
4 BR
0.95
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 19464 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 19464 (Pottstown, PA) is $1,670 a month. That is up 3.7% from $1,610 in FY 2026. Pottstown is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 62 ZIP codes in Chester County, 19464 has the 48th-highest two-bedroom rent (county range $1,260–$2,790). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 19464 is 47% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 19464
BedroomsFY 2027Change90–110% range
Studio$1,290+4.0%$1,161–$1,419
1BR$1,400+3.7%$1,260–$1,540
2BR$1,670+3.7%$1,503–$1,837
3BR$1,990+3.1%$1,791–$2,189
4BR$2,190+1.4%$1,971–$2,409

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 19464
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,290$1,400$1,670$1,990$2,190
FY 2026$1,240$1,350$1,610$1,930$2,160
FY 2025$1,190$1,310$1,560$1,880$2,140
FY 2024$1,120$1,240$1,490$1,800$2,080
FY 2023$930$1,040$1,260$1,530$1,780

Two-bedroom rent in nearby Chester County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 19464
19421$2,180+30.5%
19425$2,790+67.1%
19442$2,180+30.5%
19457$1,560−6.6%
19460$2,160+29.3%
19464Current$1,670—
19465$1,850+10.8%
19475$1,280−23.4%
19480$2,180+30.5%
19481$2,180+30.5%
19482$2,180+30.5%
19520$1,370−18.0%

Questions about ZIP 19464 rents

How much will Section 8 pay for a two-bedroom in ZIP 19464?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,670, that basic range is $1,503 to $1,837 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 19464 in?

ZIP 19464 is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 19464 for FY 2027?

The two-bedroom FMR rose 3.7%, from $1,610 in FY 2026 to $1,670 in FY 2027. Since FY 2023 it has risen 32.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentPottstown, PA fair market rentPA statewide rentsWhat is SAFMR?Data sources