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19422

ZIPSAFMR
Montgomery County, PA

ZIP Investment Score

76Below average

095130300
BRFMR
Eff. Rent
0 BR$2,100$1,680
1 BR$2,280$1,740
2 BR$2,720$2,370
3 BR$3,240$2,800
4 BR$3,570$3,450
5 BR$4,106Not available
6 BR$4,721Not available
7 BR$5,430Not available
8 BR$6,244Not available

Purchase Price Calculator

Maximum purchase price
$290,265

Cost breakdown

+Likely effective rent$2,370
HUD FMR$2,720
Market rentUsed$2,370
Est. payment standard (92%)$2,490
-Principal and interest-$1,468
Loan amount$232,212
Down payment$58,053
Rate6.50%
Term30 years
-Operating costs-$702
Property taxes-$290
Insurance-$175
Utilities$0
HOA$0
Management-$237
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$37,838(65.2% ROI)
Projected value
$312,583
Return breakdown
Property appreciation+$22,319
Loan principal paid down+$8,320
Rental cash flow+$7,200
5-year hold
+$64,979(111.9% ROI)
Projected value
$328,408
Return breakdown
Property appreciation+$38,143
Loan principal paid down+$14,836
Rental cash flow+$12,000
10-year hold
+$140,650(242.3% ROI)
Projected value
$371,563
Return breakdown
Property appreciation+$81,299
Loan principal paid down+$35,352
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.25
1 BR
1.31
2 BR
1.15
3 BR
1.16
4 BR
1.03
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 19422 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 19422 (Blue Bell, PA) is $2,720 a month. That is up 3.0% from $2,640 in FY 2026. Blue Bell is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 93 ZIP codes in Montgomery County, 19422 has the 2nd-highest two-bedroom rent (county range $1,420–$2,790). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 19422 is 139% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 19422
BedroomsFY 2027Change90–110% range
Studio$2,100+2.9%$1,890–$2,310
1BR$2,280+2.7%$2,052–$2,508
2BR$2,720+3.0%$2,448–$2,992
3BR$3,240+2.2%$2,916–$3,564
4BR$3,570+1.1%$3,213–$3,927

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 19422
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,100$2,280$2,720$3,240$3,570
FY 2026$2,040$2,220$2,640$3,170$3,530
FY 2025$2,010$2,220$2,640$3,180$3,620
FY 2024$1,920$2,140$2,560$3,100$3,570
FY 2023$1,620$1,820$2,200$2,680$3,110

Two-bedroom rent in nearby Montgomery County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 19422
19405$1,760−35.3%
19406$2,600−4.4%
19407$2,060−24.3%
19408$2,060−24.3%
19409$2,060−24.3%
19422Current$2,720—
19426$2,330−14.3%
19428$2,550−6.2%
19435$1,480−45.6%
19436$2,090−23.2%
19437$2,100−22.8%
19438$2,180−19.9%

Questions about ZIP 19422 rents

How much will Section 8 pay for a two-bedroom in ZIP 19422?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,720, that basic range is $2,448 to $2,992 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 19422 in?

ZIP 19422 is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 19422 for FY 2027?

The two-bedroom FMR rose 3.0%, from $2,640 in FY 2026 to $2,720 in FY 2027. Since FY 2023 it has risen 23.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set