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18076

ZIPSAFMR
Montgomery County, PA

ZIP Investment Score

92Below average

095130300
BRFMR
Eff. Rent
0 BR$1,150$1,270
1 BR$1,260$1,380
2 BR$1,510$1,660
3 BR$1,810$1,990
4 BR$2,060$2,270
5 BR$2,369Not available
6 BR$2,724Not available
7 BR$3,133Not available
8 BR$3,603Not available

Purchase Price Calculator

Maximum purchase price
$184,759

Cost breakdown

+Likely effective rent$1,660
HUD FMR$1,510
Market rent$1,920
Est. payment standard (110%)Used$1,660
-Principal and interest-$934
Loan amount$147,807
Down payment$36,952
Rate6.50%
Term30 years
-Operating costs-$526
Property taxes-$185
Insurance-$175
Utilities$0
HOA$0
Management-$166
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$26,702(72.3% ROI)
Projected value
$198,965
Return breakdown
Property appreciation+$14,206
Loan principal paid down+$5,296
Rental cash flow+$7,200
5-year hold
+$45,722(123.7% ROI)
Projected value
$209,038
Return breakdown
Property appreciation+$24,279
Loan principal paid down+$9,443
Rental cash flow+$12,000
10-year hold
+$98,250(265.9% ROI)
Projected value
$236,507
Return breakdown
Property appreciation+$51,748
Loan principal paid down+$22,502
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.79
1 BR
0.88
2 BR
0.79
3 BR
0.83
4 BR
0.84
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 18076 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 18076 (Red Hill, PA) is $1,510 a month. That is down 9.6% from $1,670 in FY 2026. Red Hill is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 93 ZIP codes in Montgomery County, 18076 has the 87th-highest two-bedroom rent (county range $1,420–$2,790). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 18076 is 33% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 18076
BedroomsFY 2027Change90–110% range
Studio$1,150−9.4%$1,035–$1,265
1BR$1,260−10.0%$1,134–$1,386
2BR$1,510−9.6%$1,359–$1,661
3BR$1,810−10.0%$1,629–$1,991
4BR$2,060−9.6%$1,854–$2,266

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 18076
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,150$1,260$1,510$1,810$2,060
FY 2026$1,270$1,400$1,670$2,010$2,280
FY 2025$1,410$1,550$1,850$2,230$2,530
FY 2024$1,460$1,630$1,950$2,360$2,720
FY 2023$1,180$1,330$1,600$1,950$2,260

Two-bedroom rent in nearby Montgomery County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 18076
18041$1,630+7.9%
18054$1,960+29.8%
18070$1,650+9.3%
18073$1,840+21.9%
18074$1,700+12.6%
18076Current$1,510—
18084$2,060+36.4%
18914$2,500+65.6%
18915$2,190+45.0%
18918$2,060+36.4%
18932$2,210+46.4%
18936$2,230+47.7%

Questions about ZIP 18076 rents

How much will Section 8 pay for a two-bedroom in ZIP 18076?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,510, that basic range is $1,359 to $1,661 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 18076 in?

ZIP 18076 is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 18076 for FY 2027?

The two-bedroom FMR fell 9.6%, from $1,670 in FY 2026 to $1,510 in FY 2027. Since FY 2023 it has fallen 5.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set