18073
ZIPSAFMR
Montgomery County, PA
BRFMR
Eff. Rent
0 BR$1,370$1,480
1 BR$1,490$1,470
2 BR$1,770$1,850
3 BR$2,120$2,180
4 BR$2,370$2,470
5 BR$2,726
6 BR$3,134
7 BR$3,604
8 BR$4,145

Purchase Price Calculator

Maximum purchase price
$212,993

Cost breakdown

+Likely effective rent$1,850
HUD FMR$1,770
Market rent$1,900
Est. payment standard (105%)Used$1,850
Estimated payment standard is $1,850 (105% of FMR).
-Principal and interest-$1,077
Loan amount$170,394
Down payment$42,599
Rate6.50%
Term30 years
-Operating costs-$573
Property taxes-$213
Insurance-$175
Utilities$0
HOA$0
Management-$185
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,682(69.7% ROI)
Projected value
$229,370
Current value$212,993
Return breakdown
Property appreciation+$16,377
Loan principal paid down+$6,105
Rental cash flow+$7,200
5-year hold
+$50,876(119.4% ROI)
Projected value
$240,982
Current value$212,993
Return breakdown
Property appreciation+$27,989
Loan principal paid down+$10,887
Rental cash flow+$12,000
10-year hold
+$109,597(257.3% ROI)
Projected value
$272,649
Current value$212,993
Return breakdown
Property appreciation+$59,656
Loan principal paid down+$25,941
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.89ratio
FMR$1,370
Market$1,540
vs market-$170

FMR is below market; voucher rent may lag private rents.

90% standard$1,233 / 0.80 ratio110% standard$1,507 / 0.98 ratio
0.89
1 BR
1 BR
1.01ratio
FMR$1,490
Market$1,470
vs market+$20

FMR is near market; voucher and private rents are aligned.

90% standard$1,341 / 0.91 ratio110% standard$1,639 / 1.11 ratio
1.01
2 BR
2 BR
0.93ratio
FMR$1,770
Market$1,900
vs market-$130

FMR is near market; voucher and private rents are aligned.

90% standard$1,593 / 0.84 ratio110% standard$1,947 / 1.02 ratio
0.93
3 BR
3 BR
0.96ratio
FMR$2,120
Market$2,210
vs market-$90

FMR is near market; voucher and private rents are aligned.

90% standard$1,908 / 0.86 ratio110% standard$2,332 / 1.06 ratio
0.96
4 BR
4 BR
0.94ratio
FMR$2,370
Market$2,520
vs market-$150

FMR is near market; voucher and private rents are aligned.

90% standard$2,133 / 0.85 ratio110% standard$2,607 / 1.03 ratio
0.94
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 18073 (PA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

18073 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 18073 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,770 and the 4 bedroom fair market rent is $2,370.

Use this page for searches like 18073 FMR, 18073 fair market rent, and 18073 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 18073
Bedroom sizeHUD FMR
Studio$1,370
1 bedroom$1,490
2 bedroom$1,770
3 bedroom$2,120
4 bedroom$2,370