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Montgomery County/Gladwyne/19035

19035

ZIPSAFMR
Montgomery County, PA
Zillow

ZIP Investment Score

55Below average

095130300
BRFMR
Eff. Rent
0 BR$1,960$1,670
1 BR$2,120$1,900
2 BR$2,530$2,330
3 BR$3,010$3,300
4 BR$3,330$3,660
5 BR$3,829Not available
6 BR$4,404Not available
7 BR$5,065Not available
8 BR$5,824Not available

Purchase Price Calculator

Maximum purchase price
$284,321

Cost breakdown

+Likely effective rent$2,330
HUD FMR$2,530
Market rentUsed$2,330
Est. payment standard (95%)$2,400
-Principal and interest-$1,438
Loan amount$227,456
Down payment$56,864
Rate6.50%
Term30 years
-Operating costs-$692
Property taxes-$284
Insurance-$175
Utilities$0
HOA$0
Management-$233
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$37,211(65.4% ROI)
Projected value
$306,182
Return breakdown
Property appreciation+$21,862
Loan principal paid down+$8,149
Rental cash flow+$7,200
5-year hold
+$63,894(112.4% ROI)
Projected value
$321,683
Return breakdown
Property appreciation+$37,362
Loan principal paid down+$14,532
Rental cash flow+$12,000
10-year hold
+$138,261(243.1% ROI)
Projected value
$363,954
Return breakdown
Property appreciation+$79,634
Loan principal paid down+$34,628
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.17
1 BR
1.12
2 BR
1.09
3 BR
0.87
4 BR
0.64
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 19035 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 19035 (Gladwyne, PA) is $2,530 a month. That is up 22.8% from $2,060 in FY 2026. Gladwyne is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 93 ZIP codes in Montgomery County, 19035 has the 7th-highest two-bedroom rent (county range $1,420–$2,790). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 19035 is 123% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 19035
BedroomsFY 2027Change90–110% range
Studio$1,960+23.3%$1,764–$2,156
1BR$2,120+22.5%$1,908–$2,332
2BR$2,530+22.8%$2,277–$2,783
3BR$3,010+21.9%$2,709–$3,311
4BR$3,330+20.7%$2,997–$3,663

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 19035
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,960$2,120$2,530$3,010$3,330
FY 2026$1,590$1,730$2,060$2,470$2,760
FY 2025$1,550$1,700$2,030$2,450$2,780
FY 2024$1,540$1,710$2,050$2,480$2,860
FY 2023$1,570$1,770$2,140$2,600$3,030

Two-bedroom rent in nearby Montgomery County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 19035
19010$2,420−4.3%
19012$1,740−31.2%
19025$2,790+10.3%
19027$1,840−27.3%
19031$2,010−20.6%
19034$1,900−24.9%
19035Current$2,530—
19038$1,800−28.9%
19040$2,170−14.2%
19041$2,340−7.5%
19044$1,820−28.1%
19046$1,850−26.9%

Questions about ZIP 19035 rents

How much will Section 8 pay for a two-bedroom in ZIP 19035?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,530, that basic range is $2,277 to $2,783 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 19035 in?

ZIP 19035 is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 19035 for FY 2027?

The two-bedroom FMR rose 22.8%, from $2,060 in FY 2026 to $2,530 in FY 2027. Since FY 2023 it has risen 18.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentGladwyne, PA fair market rentPA statewide rentsWhat is SAFMR?Data sources