19426
ZIPSAFMR
Montgomery County, PA
BRFMR
Eff. Rent
0 BR$1,770$1,550
1 BR$1,920$1,700
2 BR$2,290$2,040
3 BR$2,750$2,420
4 BR$3,070$3,110
5 BR$3,530
6 BR$4,060
7 BR$4,669
8 BR$5,369

Purchase Price Calculator

Maximum purchase price
$241,227

Cost breakdown

+Likely effective rent$2,040
HUD FMR$2,290
Market rentUsed$2,040
Est. payment standard (93%)$2,130
Market rent is below the inferred standard ($2,130, 93% of FMR).
-Principal and interest-$1,220
Loan amount$192,981
Down payment$48,245
Rate6.50%
Term30 years
-Operating costs-$620
Property taxes-$241
Insurance-$175
Utilities$0
HOA$0
Management-$204
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$32,662(67.7% ROI)
Projected value
$259,775
Current value$241,227
Return breakdown
Property appreciation+$18,548
Loan principal paid down+$6,914
Rental cash flow+$7,200
5-year hold
+$56,029(116.1% ROI)
Projected value
$272,926
Current value$241,227
Return breakdown
Property appreciation+$31,699
Loan principal paid down+$12,330
Rental cash flow+$12,000
10-year hold
+$120,943(250.7% ROI)
Projected value
$308,791
Current value$241,227
Return breakdown
Property appreciation+$67,564
Loan principal paid down+$29,379
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.14ratio
FMR$1,770
Market$1,550
vs market+$220

FMR is above market; underwrite to market rent.

90% standard$1,593 / 1.03 ratio110% standard$1,947 / 1.26 ratio
1.14
1 BR
1 BR
1.13ratio
FMR$1,920
Market$1,700
vs market+$220

FMR is above market; underwrite to market rent.

90% standard$1,728 / 1.02 ratio110% standard$2,112 / 1.24 ratio
1.13
2 BR
2 BR
1.12ratio
FMR$2,290
Market$2,040
vs market+$250

FMR is above market; underwrite to market rent.

90% standard$2,061 / 1.01 ratio110% standard$2,519 / 1.23 ratio
1.12
3 BR
3 BR
1.14ratio
FMR$2,750
Market$2,420
vs market+$330

FMR is above market; underwrite to market rent.

90% standard$2,475 / 1.02 ratio110% standard$3,025 / 1.25 ratio
1.14
4 BR
4 BR
0.98ratio
FMR$3,070
Market$3,130
vs market-$60

FMR is near market; voucher and private rents are aligned.

90% standard$2,763 / 0.88 ratio110% standard$3,377 / 1.08 ratio
0.98
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 19426 (PA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

19426 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 19426 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,290 and the 4 bedroom fair market rent is $3,070.

Use this page for searches like 19426 FMR, 19426 fair market rent, and 19426 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 19426
Bedroom sizeHUD FMR
Studio$1,770
1 bedroom$1,920
2 bedroom$2,290
3 bedroom$2,750
4 bedroom$3,070